Credit Analyst

Upraisal People Productivity Performance - Best executive search firm; Mumbai; Sur place; INR 600 000 - 900 000; Plein temps

Résumé du poste

Upraisal People Productivity Performance - Best executive search firm seeks experienced banking professionals with a strong background in credit analysis, underwriting, and working capital assessment in Mumbai. Ex-bankers with 3–5 years of hands-on credit appraisal experience are preferred.

Key duties include analyzing financial statements, assessing creditworthiness, and managing fund-based and non-fund-based limits.

Qualifications

• 3–5 years of experience in credit analysis and underwriting.
• Experience with CMA data and working capital assessment.
• Experience analyzing financial statements, balance sheets and cash flows; assess creditworthiness.

Responsabilités

• Assess credit proposals and risk for banking clients.
• Prepare credit appraisal reports and present to credit committees.
• Review and update financial statements, covenants and credit risk.
• Coordinate with bank credit teams for renewals and limits.

Connaissances

Credit appraisal

Underwriting

CMA data

Working capital

Financial statements

Balance sheets

Cash flows

Creditworthiness

Fund-based limits

Non-fund-based limits

Credit renewals

Bank covenants

Credit risk assessment

Description du poste

We are looking for experienced banking professionals with a strong background in credit analysis, underwriting, and working capital assessment.

• Experience: 3–5 Years
• Candidate Profile: Ex-Bankers Only

Key Requirements:

• Hands-on experience in credit appraisal and underwriting.
• Strong knowledge of CMA data and working capital assessment.
• Experience in analysing financial statements, balance sheets, cash flows, and creditworthiness.
• Exposure to fund-based and non-fund-based limits.
• Experience in credit renewals, banking covenants, and credit risk assessment.
• Prior experience in a bank’s credit department is mandatory.

Preferred Background: MSME, SME, Corporate or Commercial Banking Credit.

Important: Candidates with prior banking credit experience only. NBFC-only candidates will not be considered.

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