Credit Analyst

Doha Bank; Mumbai; Sur place; INR 800 000 - 1 500 000; Plein temps

Résumé du poste

Doha Bank is seeking a Credit Analyst to handle Indian corporate clients with turnovers over 1500 crs and above, assessing credit for working capital and term loans. The role requires evaluating financials, preparing credit applications, and monitoring compliance with terms.

Ideal candidates have 3–5 years in corporate banking or credit analysis, a relevant business degree, and strong skills in credit appraisal, reporting, and risk assessment.

Qualifications

• 3-5 years of experience in Corporate Banking, Credit Risk, Credit Appraisal, or Corporate Credit Analysis.
• Bachelor's degree in Commerce, Finance, Economics, Banking, or related discipline.
• Strong credit appraisal and analytical skills.
• Strong report writing and credit proposal drafting capabilities.

Responsabilités

• Prepare credit applications in prescribed format with spread sheets and other required details.
• Monitor borrower’s compliance with credit terms; identify early warning signals and advise/act as needed.
• Conduct regular credit checks through CIBIL/CRILC/World Check/RBI Defaulters List/ECGC Caution List.
• Carry out periodic reviews/monitoring of corporate portfolio to maintain credit quality and initiate remedial action for weaknesses.
• Maintain records for Annual Reviews and related processes.

Connaissances

Credit appraisal

Analytical skills

Report writing

Credit proposals

Risk monitoring

Formation

Commerce

Finance

Economics

Banking

Related discipline

Description du poste

Credit Analyst should have been handling Indian Corporates with turnover over 1500 crs plus , corporates with min credit rating of A and above, analyzed financials for working capital and term loans.

Key competence

• Prepare credit applications in the prescribed format along with spread sheet and other details required for submission.
• Monitor borrower’s compliance with credit terms on ongoing basis; identify and advise early warning signals, conduct periodic valuation of collateral and monitoring timely repayments.
• Conduct regular credit checks for through CIBIL/CRILC/World Check/RBI Defaulters List/ ECGC Caution List.
• Conduct periodic review / monitoring of the Corporate Portfolio to maintain credit quality and advise initiating remedial action for the assets showing signs of weakness / delinquencies.
• Maintain appropriate records for ensuring completion of Annual Reviews in a timely manner Etc

Qualifications/Competencies

• Minimum 3-5 years of experience in Corporate Banking, Credit Risk, Credit Appraisal, or Corporate Credit Analysis.
• Bachelor's degree in Commerce, Finance, Economics, Banking, or related discipline.
• Strong credit appraisal and analytical skills.
• Strong report writing and credit proposal drafting capabilities.