Credit Analyst

Incred; Mumbai; On-site; INR 550,000 - 900,000; Full time

Job summary

Incred, Mumbai, is seeking a Credit Analyst to conduct thorough credit analyses, assess creditworthiness of potential clients and help shape credit policies. You will develop and maintain relationships with customers to ensure timely payments and resolve issues, and collaborate with sales and cross-functional teams on opportunities.

You will monitor credit portfolio performance, ensure regulatory compliance, and provide expert guidance on credit-related matters to internal stakeholders.

Responsibilities

• Conduct thorough credit analyses to assess client creditworthiness.
• Develop and maintain client relationships to ensure timely payments.
• Collaborate with cross-functional teams to identify opportunities.
• Monitor credit portfolio performance and implement improvements.
• Stay updated on regulations to ensure compliance.

Job description

• Conduct thorough credit analyses to assess the creditworthiness of potential clients.
• Develop and maintain relationships with existing customers to ensure timely payments and resolve any issues that may arise.
• Collaborate with cross-functional teams to identify new business opportunities and develop strategies to pursue them.
• Monitor and report on credit portfolio performance, identifying areas for improvement and implementing corrective actions as needed.
• Stay up-to-date with industry trends and regulatory changes to ensure compliance and optimal credit risk management.
• Provide expert advice on credit-related matters to internal stakeholders, including sales and marketing teams.