Credit Manager

Aditya Birla Capital (ABCL); Bhadrak; On-site; INR 600,000 - 900,000; Full time

Job summary

Aditya Birla Capital (ABCL) is seeking a Credit Analyst in Odisha to assess secured loan applications, perform risk analysis, and determine loan eligibility. The role involves reviewing financial statements and cash flow projections to assess creditworthiness.

You will visit customers' properties to verify documentation, collaborate with internal teams, and ensure credit processes align with regulatory requirements and industry trends.

Responsibilities

• Conduct credit appraisal, assessment, evaluation, and risk analysis to determine loan eligibility for Secured loan product.
• Review financial statements, cash flow projections, and other relevant documents to evaluate creditworthiness.
• Collaborate with internal stakeholders to ensure seamless integration of credit processes into overall business operations.
• Stay updated on regulatory requirements and industry trends to maintain compliance.
• Conduct visits to customers' properties and work/business locations to ensure proper financial documentation and credit risk mitigation.

Job description

Roles and Responsibilities

• Conduct credit appraisal, assessment, evaluation, and risk analysis to determine loan eligibility for Secured loan product.
  
• Review financial statements, cash flow projections, and other relevant documents to evaluate creditworthiness.
  
• Collaborate with internal stakeholders to ensure seamless integration of credit processes into overall business operations.
  
• Stay updated on regulatory requirements and industry trends to maintain compliance.

• Conduct visits to customers' properties and work/business locations to ensure proper financial documentation and credit risk mitigation.