4399778-Senior Executive

EXL; Dadri; On-site; INR 450,000 - 800,000; Full time

Job summary

EXL is seeking a Credit Analyst to understand credit analysis/valuation processes, review customer financials, and support leadership decisions. The role includes analyzing transportation and O2C elements, ensuring accurate credit recommendations, and driving process improvements across departments.

The candidate will reassign tickets, download statements, and participate in ongoing training to stay aligned with company policies and procedures, delivering reliable, timely analyses.

Qualifications

• Experience in credit analysis and valuation processes.
• Ability to interpret financial statements of public and private companies.
• Understanding of credit terms and risk assessment.

Responsibilities

• Review emails and HD tickets and reassign to relevant department.
• Respond with answers and provide quality reviews.
• Download and analyze financial statements.
• Research credit worthiness of customers.
• Write SCORE write ups for approval proposals at leadership level.
• Support training and adapt changes into daily routines.
• Achieve productivity and quality goals.
• Understand O2C processes and downstream effects of incorrect analysis.

Skills

Credit analysis

Financial statements

Research

Policy adherence

Training others

Job description

Understand all relevant aspects of Credit Analysis Process, which includes: Review and respond the emails and the HD tickets. The analyst will be checking the information as suggested or working on it by

• Reassigning it to relevant department
• Responding with the answer
• Downloading financial statements (Public and Pvt Co)
• Research on credit worthiness of Customers (companies)
• Analyzing the financial statements
• Work on Tools to look for Payment history
• Basis analysis decision making on Credit period, Payterms and Credit value
• Writing SCORE write ups for approval proposal at leadership level
• Parent child linkage – for existing accounts
• Contract reading and understanding the requirement Participate in training to develop knowledge in all systems
• Integrate procedural changes into daily routine
• Achieve individual productivity and quality goals
• Support other team members in meeting service expectations Department: Operations Reports to: Assistant Manager Responsibility Level: Executive Role – Customer Care Executive: Credit Analyst Span of Control: Nil Positions reporting into this role: Nil Process Name: Credit Analysis/valuation Internal 2 Ver 1.0

• Aid in the training of others, as needed
• Provide quality review to ensure accuracy
• Adhere to Company Policies and Procedures
• Stay current with system and procedural changes to Credit process
• Identify trends with credit errors and bring to management attention.
• Understanding of transportation operations, freight flow, terms.
• Understanding of O2C process (which can differ between operating companies)
• Understanding of ‘down stream’ effects of incorrect analysis and sending improper approval to leadership