Credit Analyst

Alter Domus; Hyderabad; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Alter Domus in Hyderabad seeks a Credit Analyst to support the credit analysis team in evaluating creditworthiness of portfolio companies and monitoring client portfolios. You will gather and analyze financial data, contribute to assessments, and help maintain data integrity.

The role requires 2+ years of experience, a finance-related degree, strong Excel skills and attention to detail. You will collaborate with senior analysts and internal teams, communicating findings effectively.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or related field.
• At least 2 years of experience in finance or credit analysis.
• Strong financial statement analysis and ratio calculations.

Responsibilities

• Interpret capital structures and liquidity profiles of portfolio companies.
• Calculate key credit metrics and leverage ratios.
• Onboard and monitor portfolio companies by analyzing financial statements and memos.
• Identify trends and risks from financial data.
• Collaborate with internal teams to resolve credit queries.
• Support historical financial and portfolio model updates.
• Prepare client credit reports for stakeholders.
• Standardize management accounts to client templates.
• Develop relationships with key clients.
• Stay informed about industry trends affecting credit monitoring.

Skills

Financial analysis

Credit metrics

Excel

Financial modeling

Communication skills

English proficiency

Education

Bachelor's degree in Finance, Accounting, Economics

Tools

Excel

Job description

As a Credit Analyst, you will play a key role in supporting the credit analysis team in evaluating the creditworthiness of portfolio companies and assisting in the monitoring of clients credit portfolios. You will work closely with senior analysts and other internal teams to gather and analyze financial data, contribute to credit assessments, and help maintain the integrity of our credit analysis services.

Key Responsibilities:

• Interpret capital structures and liquidity profiles of portfolio companies to assess financial health.
• Calculate key credit metrics and leverage ratios to assess credit worthiness of portfolio companies.
• Assist in the onboarding and monitoring of new portfolio companies by analyzing financial statements, lender presentations, compliance certificates, and credit memos.
• Review and assess financial data sets to identify trends and potential risks.
• Liaise with internal teams to address credit and financial queries, ensuring effective communication and collaboration.
• Support the building and updating of historical financial models and portfolio models under the guidance of senior analysts.
• Contribute to the preparation of client credit reports for internal and external stakeholders.
• Standardise corporate management accounts to clients financial and credit templates.
• Customer focus, develop strong professional relationships with key clients.
• Stay informed about industry trends and developments that may impact credit monitoring.

Qualifications:

• Minimum 2 years of relevant experience in finance, credit analysis, or a related area (internships or co-op experience will be considered).
• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Strong analytical skills with a foundational understanding of financial statement analysis, fundamental data and credit mechanisms.
• Proficiency in calculations and ratios used to assess the creditworthiness of portfolio companies.
• Knowledge of capital structures and liquidity profiles.
• Proficiency in Microsoft Excel and familiarity with financial modeling concepts.
• Excellent attention to detail and the ability to work independently as well as part of a team.
• Strong communication skills, both written and verbal.
• Proficiency in English. Knowledge of an additional continental Europe language is a plus.