Credit Analysis-FIG/ FIS (Sr. Associate/ Delivery Lead/ Manager)

Acuity Analytics; Gurugram District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Acuity Analytics Gurgaon is seeking a delivery-focused professional to join the core Lending Services team. The role involves analyzing creditworthiness of Banks, Insurance firms, NBFCs and other financial institutions, and delivering timely credit reports to support US-based client SLAs.

The candidate will manage client portfolios, perform CAMEL-based financial analysis, and ensure adherence to SOPs and regulatory guidelines.

Qualifications

• 4-10 years of credit analysis experience for Financial Institutions.
• Strong understanding of credit principles, policies and regulations.
• Excellent written and verbal communication skills.
• Ability to multi-task independently under tight timelines and attention to detail.

Responsibilities

• Analyze financial statements, performance and trend analysis to assess credit worthiness of banks, insurers, NBFCs and other FI counterparties.
• Manage a portfolio of clients and handle rating assignments.
• Prepare credit reports with counterparty profiles, key rating considerations and CAMEL-based analysis.
• Analyze business models, identify risks and understand revenue models and corporate structures of counterparties.
• Adhere to SOPs and compliance documentation.
• Maintain strong client relationships.

Skills

Credit analysis

Communication skills

Multi-tasking

Client relationship management

Education

Chartered Accountant or MBA Finance or CFA or M.Com or equivalent

Job description

Credit Analysis-FIG/ FIS (Sr. Associate/ Delivery Lead/ Manager)

Job Location - Gurgaon (Work from office)

Job Purpose

We are looking for a passionate, energetic resource to join the core Lending Services team. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.

Key Responsibilities

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, NBFCs and other Financial Institution counterparties.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc).
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation.
• Maintaining strong relationship with the client.

Key Competencies

• Strong understanding of credit principles, policies and regulations for Banks and Financial Institutions counterparties.
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details.
• 4 -10 years relevant experience in the field of credit analysis for Financial Institution.