Credit Analysis/ Review (Associate/ Sr. Associate/ Delivery Lead/ Delivery Manager)

Acuity Analytics; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Acuity Knowledge Partners invites experienced professionals for its Lending Services team. Based in Gurgaon/Bangalore, the role focuses on credit analysis, rating assignments, and preparing detailed credit reports for mid to large corporates.

You will analyze financials, assess risks, and maintain client relationships while complying with SOPs and governance. Strong communication and multi-tasking abilities are essential.

Qualifications

• Strong understanding of credit principles and credit appraisal for mid/large corporates.
• Experience with credit rating, report writing, and financial ratio analysis.
• Excellent written and verbal communication; able to build stakeholder relationships.
• Ability to multi-task independently under tight timelines; high attention to detail.

Responsibilities

• Analyzing financial statements, performance and trend analysis for creditworthiness of mid/large corporates.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports (annual/quarterly reviews) with counterparty profile, rating considerations and risk assessment.
• Analyzing business models, identifying strengths/weaknesses/risks and understanding revenue models/corporate structure.
• Adhering to SOPs and policies including compliance documentation.
• Maintaining strong relationships with clients.

Skills

Credit principles

Credit review

Credit rating

Report writing

Financial ratio analysis

EBITDA analysis

Stakeholder communication

Multi-tasking

Attention to detail

Relationship management

Education

Chartered Accountant

MBA Finance

CFA

M. Com

Job description

Acuity Knowledge Partners is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon/ Bangalore.

Responsibilities

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates
• Managing a portfolio of clients and handling rating assignments
• Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation
• Maintaining strong relationship with the client

Required Background

• Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporates
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders
• Ability to multi-task independently under tight timelines and eye for details
• 5-14 years of relevant experience in credit industry