Credit Analysis ( Sr. Associate/Delivery Lead)

Acuity Analytics; Pune District; On-site; INR 900,000 - 1,200,000; Full time

Job summary

Acuity Analytics in Pune (Work from office) invites a seasoned Credit Analysis professional to join as Sr. Associate / Delivery Lead. You will analyze financial statements, assess credit worthiness of mid-large corporates and prepare comprehensive credit reports, including risk considerations and outlook.

You will build forecast models in Excel, manage client portfolios, maintain strong relationships and ensure compliance with SOPs while delivering high-quality ratings on time.

Qualifications

• Strong understanding of credit principles, policies and regulations.
• Excellent written and verbal communication.
• Ability to multi-task independently under tight timelines and eye for detail.
• 4-8 years relevant experience.

Responsibilities

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc).
• Build forecast excel models
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation.
• Maintaining strong relationship with the client.

Skills

Credit principles

Communication skills

Multitasking

Attention to detail

Experience 4-8 years

Education

CA / MBA Finance / CFA / M.Com

Job description

Credit Analysis (Sr. Associate/ Delivery Lead)

Job location - Pune (Work from office)

Role & responsibilities

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc).
• Build forecast excel models
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation.
• Maintaining strong relationship with the client.

Preferred candidate profile

• Strong understanding of credit principles, policies and regulations.
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details.
• 4 - 8 years relevant experience