Credit Analyst - Financial Institutions

Intellectual Capital HR Consulting Pvt. Ltd.; Mumbai; Presencial; INR 700 000 - 1 200 000; Tempo integral

Resumo da oferta

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai invites a Credit Analyst BFIG Credit to join our financial services team. The role covers underwriting of facilities to NBFCs/HFCs and risk assessment of securitisation transactions, with preparation of detailed credit appraisal notes.

You will engage with clients to understand business models, provide recommendations to senior approvers, and ensure compliance with RBI/SEBI requirements while monitoring loan portfolios with periodic reviews.

Qualificações

• Good understanding of Accounting Standards and Balance Sheet Analysis.
• Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
• Excellent verbal, written communication & presentation skills.

Responsabilidades

• Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.
• Credit risk assessment of securitisation transactions (PTCs).
• Preparation of credit appraisal notes covering business, industry, management and financial analysis.
• Client calls to understand business model and risk management policies.
• Provide detailed recommendations to senior credit approvers on risk aspects and assessments.
• Ensure loans adhere to program, compliance, due diligence and industry requirements.
• Continuous credit monitoring of the loan portfolio and periodic reviews.
• Escalate with action plan for non-compliances.
• Coordinate with internal auditors and representations to RBI.

Conhecimentos

Credit risk underwriting

Credit risk assessment

Financial statement analysis

Verbal communication

Formação académica

CA/MBA

Descrição da oferta de emprego

Credit Analyst BFIG Credit

Location: Mumbai

Job Role

• Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.
• Credit risk assessment of securitisation transactions (PTCs)
• Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.
• Doing client calls to understand their business model and risk management policies.
• Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans.
• Ensuring that loans adhere to program, compliance, due diligence and industry requirements.
• Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients.
• Escalate with action plan for non-compliances
• Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits

Job Requirements -

CA / MBA with at least 3-4 yrs relevant segment.

• Good understanding of Accounting Standards, Balance Sheet Analysis.
• Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
• Good interaction and communication ability.
• Excellent verbal, written communication & presentation skills.