A financial services company in India seeks a dynamic professional in collections to manage delinquent portfolios and ensure productivity targets. The ideal candidate has 3-5 years of experience, is goal-oriented, and possesses excellent communication skills in English and the local language. Responsibilities include handling delinquency, maintaining data records, and ensuring compliance with policies.
Qualifications
3-5 years of relevant collections experience.
Excellent oral & written communication skills in English and local language.
Responsibilities
Manage delinquency and handle delinquent portfolios.
Deliver 99% productivity in target buckets.
Maintain daily MIS report as per the targets.
Skills
Financial services collections
Goal orientation
Interpersonal skills
Communication skills
Education
Graduate in any field
Postgraduation/MBA/CA
Job description
Responsibilities
Looking for a dynamic and result-oriented professional with experience in financial services collections. The ideal candidate should have a proven track record in managing delinquency.
To handle delinquent portfolio from Bucket X to 180+ (Education Loan).
To deliver 99 % productivity in Bucket X. Also, to keep 30 + and NPA to be the lowest.
Regular & Timely visits on the cases which are not contactable in Bucket X & mandatory visits on all 30 + & NPA cases and need to get regularized.
Maintenance of the data records, meeting reviews & targets.
To maintain proper feedback files & MIS need to be reported to the Manager on a daily basis.
To maintain daily MIS report and DRR as per the target given. Timely updation of payments in the system as received from customers.
To solve the query of delinquent customers and need to get the EMI from him on regular monthly basis.
Need to co-ordinate with Credit, Ops, & Sales Dept and to solve the queries of delinquent customers if any.
Ensure compliance with all relevant policies and procedures.
Ensure adherence to prudent social and legal norms during customer interactions.
Qualifications & Experience
Graduate in any field. Postgraduation/ MBA/ CA preferred.
Minimum 3 – 5 years of relevant collections experience
Goal orientation, working effectively with the teams, interpersonal and influencing skills to manage customers effectively
Proven track record of achieving deadlines and help in target achievement for the company. Excellent oral & written communication skills in English as well as the local
Excellent oral & written communication skills in English as well as the local language (If any).