Cluster Head

Agro Indus Credits Limited; Thiruvananthapuram; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Agro Indus Credits Limited in Kerala seeks an experienced NBFC professional to lead business development, drive portfolio growth, and oversee branch operations across assigned areas. You will monitor performance, manage risk, and build strong relationships with customers and local business communities.

Candidates should have 8–20 years of relevant NBFC experience, especially in gold loan operations and multi-branch management.

Qualifications

• 8–20 years of relevant experience in NBFCs.
• Gold loan operations experience essential.
• Experience in managing multiple branches.
• Proven track record of achieving targets in lending and portfolio growth.
• Strong understanding of risk, compliance and customer acquisition.

Responsibilities

• Business Development and Growth
• Branch Operations and Monitoring
• Team Management
• Risk Management and Compliance
• Achieve gold loan disbursement, portfolio growth, renewal and customer acquisition targets for the assigned area.
• Identify business opportunities and develop strategies to increase the gold loan portfolio and market share.
• Monitor branch-wise business performance and implement corrective measures wherever required.
• Develop relationships with existing customers, prospective borrowers and local business communities.

Skills

Business Development

Branch Operations

Team Management

Risk Management

Portfolio Growth

Job description

Role & responsibilities

• Business Development and Growth
• Branch Operations and Monitoring
• Team Management
• Risk Management and Compliance
• Achieve gold loan disbursement, portfolio growth, renewal and customer acquisition targets for the assigned area.
• Identify business opportunities and develop strategies to increase the gold loan portfolio and market share.
• Monitor branch-wise business performance and implement corrective measures wherever required.
• Develop relationships with existing customers, prospective borrowers and local business communities.

Preferred candidate profile

Minimum 8 to 20 years of relevant experience in the NBFC.

• Prior experience in gold loan operations and managing multiple branches is essential.