Cluster Business Head - FI & Agriculture| Bhopal

CSB Bank; Bhopal; Sur place; INR 1 500 000 - 2 100 000; Plein temps

Résumé du poste

CSB Bank in Bhopal invites applications for a Cluster Head – Agri Lending. The role oversees the entire business activities of a cluster, including Agriculture Lending, Commodity Finance, and program-based/ tie-up loans for farmers, and other offerings of the vertical.

The incumbent drives topline and bottom-line performance, coordinates branches, ensures regulatory PSL compliance, manages the annual budget, and mentors talent while driving process improvements to reduce turnaround time.

Qualifications

• 8 to 10 years of experience in banking/agri-lending domain.
• Strong knowledge of regulatory PSL guidelines and credit policies.

Responsabilités

• Own topline and bottomline metrics for the assigned Territory vertical.
• Drive cross-selling of liability and third-party products.
• Ensure portfolio quality to minimize NPAs and credit losses.
• Coordinate branches under the Cluster, support recruitment, training, retention and mentoring.
• Oversee process improvements to optimize operations and reduce turnaround time.

Description du poste

Job Description

This role is responsible for managing the entire business activities of a Cluster for Agri Lending. The role also entails managing operations of Agriculture Lending, Commodity Finance, Program Based/ Tie Up Loans for farmers and other products and offerings of the vertical.

Responsibilities

This role will have the responsibility of the topline, ottomline and Fee income of the vertical of the assigned territory. The role will also have the responsiblity of cross selling of liability and third party products. Ensure the portfolio quality to minimize the NPA and credit losses. Overall coordination of branches under the Cluster, for ensuring the quality of the portfolio, support in recruitment, training, retention and mentoring talents.

• Manage the activities of Agri & FI vertical in the assigned territory and ensure they are aligned with Bank’s strategic goals and objectives
• Ensure compliance with Regulatory requirements relating to Agriculture lending and comply with the PSL guidelines
• Own the annual budget of the team and review adherence on a monthly basis to ensure the delivery of the team on the budgeted lines
• Oversee quality initiatives across operations team for optimization of processes in order to improve TAT

Qualifications

Experience: 8 to 10 years

Job Info

• Job Identification 1110807
• Posting Date 11/21/2025, 12:00 AM
• Locations Ground Floor , C17 Arpit Complex,, Bhopal, Madhya Pradesh, 462023, IN