Cluster Business Head - FI & Agriculture| Kalaburagi

CSB Bank; Kalaburagi; On-site; INR 2,500,000 - 4,500,000; Full time

Job summary

CSB Bank invites applications for a leadership role to manage the Agri Lending cluster across the assigned territory. You will drive topline, bottomline and fee income, oversee adherence to PSL guidelines, and steer cross-selling of liability and third-party products.

You will coordinate branches under the cluster, support recruitment, training and mentoring to build a high-performing team, while ensuring portfolio quality and timely operations in line with the bank's strategic goals.

Qualifications

• 8-10 years of experience in agri lending or banking.
• Experience in Agriculture lending and PSL guidelines.
• Experience in managing cluster operations and budgeting.

Responsibilities

• Manage topline, bottomline and fee income for the Agri Lending vertical.
• Cross-sell liability and third-party products.
• Ensure portfolio quality to minimize NPA and credit losses.
• Coordinate branches under the cluster and support talent development.

Skills

Leadership

Portfolio management

Cross-selling

Budgeting

Regulatory compliance

Job description

Job Description

This role is responsible for managing the entire business activities of a Cluster for Agri Lending. The role also entails managing operations of Agriculture Lending, Commodity Finance, Program Based/ Tie Up Loans for farmers and other products and offerings of the vertical.

Responsibilities

This role will have the responsibility of the topline, ottomline and Fee income of the vertical of the assigned territory. The role will also have the responsiblity of cross selling of liability and third party products. Ensure the portfolio quality to minimize the NPA and credit losses. Overall coordination of branches under the Cluster, for ensuring the quality of the portfolio, support in recruitment, training, retention and mentoring talents.

• Manage the activities of Agri & FI vertical in the assigned territory and ensure they are aligned with Bank’s strategic goals and objectives
• Ensure compliance with Regulatory requirements relating to Agriculture lending and comply with the PSL guidelines
• Own the annual budget of the team and review adherence on a monthly basis to ensure the delivery of the team on the budgeted lines
• Oversee quality initiatives across operations team for optimization of processes in order to improve TAT

Qualifications

Experience: 8 to 10 years

Job Info

• Job Identification 1110810
• Posting Date 11/21/2025, 12:00 AM