Job Description – Chief Financial Officer
Key Responsibilities
1. Financial Strategy & Planning
- Develop and implement the company’s financial strategy to drive profitability, cash flow management, and long-term growth.
- Lead financial forecasting, budgeting, and financial modeling to ensure alignment with the company’s strategic goals.
- Provide data-driven insights and recommendations for business decisions and investments.
2. Fundraising & Investor Relations
- Lead capital-raising efforts (equity and debt) by identifying, negotiating, and securing funding from investors, VCs, and financial institutions.
- Build strong relationships with investors, providing regular updates on financial performance, company growth, and key milestones.
- Oversee equity structuring, valuation, and fundraising strategies for future growth.
3. Financial Operations & Reporting
- Oversee end‑to‑end financial operations, including accounting, treasury, revenue assurance, and reconciliation processes for payment flows.
- Ensure accurate and timely financial reporting, including P&L, cash flow statements, balance sheets, and investor dashboards.
- Implement robust internal controls, systems, and financial governance processes to ensure operational efficiency.
4. Cash Flow & Capital Management
- Optimize working capital and manage cash flow to meet operational and regulatory requirements.
- Monitor transaction volumes, settlement cycles, and fee revenue to maximize profitability and liquidity.
- Ensure efficient capital allocation for growth, investments, and operational expenses.
5. Risk Management & Compliance
- Ensure full compliance with financial and regulatory frameworks, including RBI guidelines, PCI‑DSS, taxation laws, and other fintech‑specific regulations.
- Proactively identify and mitigate financial, operational, and payment‑related risks.
- Drive audits and governance processes to ensure transparency and compliance with industry standards.
6. Strategic Partnerships & Growth Initiatives
- Collaborate with business teams to evaluate and drive partnerships with banks, payment networks, and other stakeholders.
- Support mergers, acquisitions, or strategic investment opportunities to scale operations.
- Provide financial inputs for new product launches, pricing models, and go‑to‑market strategies.
7. Team Leadership
- Build and mentor a high‑performing finance team, fostering a culture of accountability and growth.
- Implement and improve financial systems, tools, and processes to support scalability.
- Collaborate with cross‑functional teams to align financial performance with operational execution.
Job Requirements
Education
- CA, CPA, or MBA (Finance) from a reputed institution.
Experience
- 10+ years of experience in senior financial leadership roles, with at least 5 years in fintech, payment aggregators, or financial services.
- Proven experience in fundraising, capital structuring, investor relations, and financial modeling.
- Strong understanding of payment ecosystems, settlement cycles, regulatory frameworks, and fintech operations.
Key Skills
- Deep knowledge of fintech industry dynamics, digital payments, and regulatory compliance (RBI, PCI‑DSS, AML, etc.).
- Strong analytical, strategic, and problem‑solving abilities.
- Exceptional leadership, stakeholder management, and communication skills.
- Proficiency in financial tools, ERP systems, and data analytics.
- Ability to thrive in a fast‑paced, growth‑oriented startup environment.
Hiring for a Payment Gateway company operating in Fintech industry which is dedicated to providing simplified payment solutions, offering customizable options tailored to the clients’ unique needs.