Senior Manager/Associate Director - Regulatory Compliance

Cashfree Payments; Bengaluru; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

A leading payments company is seeking a Manager/Senior Manager – Regulatory Compliance in Bengaluru. The successful candidate will possess a strong analytical mindset, ideally as a Chartered Accountant or in law, with expertise in the Payments ecosystem. Responsibilities include monitoring RBI and NPCI directives, ensuring compliance in product development, and overseeing regulatory reporting. Candidates should have at least 5 years of experience, including work within the Payments domain, and must demonstrate strong communication skills to collaborate effectively with stakeholders.

Qualifications

• 5 years of post-qualification experience, including 2 years in the Payments domain.
• Hands-on experience with RBI regulations and compliance implementation.
• Ability to interpret complex regulations and assess operational impact.

Responsibilities

• Monitor and analyze RBI and NPCI circulars and guidelines.
• Act as a subject matter expert for compliance in product design.
• Ensure compliance with Master Directions for Payment Aggregators and PPIs.
• Oversee regulatory reporting and manage compliance audits.

Skills

Analytical mindset

Regulatory knowledge

Communication skills

Solution-oriented mindset

Education

Chartered Accountant (CA)

Bachelor’s or Master’s degree in Law

Job description

Cashfree Payments is looking for a Manager/Senior Manager – Regulatory Compliance with a strong analytical mindset. The ideal candidate will be a qualified Chartered Accountant or possess a strong educational background in law with deep expertise in the Payments ecosystem, specifically regarding Payment Aggregators (PA) and Prepaid Payment Instrument (PPI). You will play a critical role in interpreting complex regulations and ensuring our business flows remain compliant with RBI and NPCI mandates

What You Will Do:

• Monitor, interpret, and analyse circulars, notifications, and guidelines issued by RBI and NPCI, and provide actionable impact assessments to business and product teams.
• Act as a subject matter expert (SME) for product teams, ensuring that new products and process flows are designed in compliance with regulatory requirements and guardrails.
• Ensure end-to-end compliance with the Master Directions applicable to Payment Aggregators, Cross-Border transactions, and PPIs.
• Liaise with internal stakeholders to drive compliance initiatives and represent the function in regulatory discussions.
• Oversee regulatory reporting obligations and manage internal and external compliance audits.

What You Will Need:

• Chartered Accountant (CA) qualification or Bachelor’s or Master’s degree in Law is mandatory
• Minimum 5 years of post-qualification experience with 2 years of mandatory experience in Payments domain
• Strong working knowledge of RBI regulations with hands‑on experience in regulatory implementation.
• Strong analytical ability to interpret complex regulations and assess operational impact
• Clear and confident communication skills to present compliance requirements to diverse stakeholders
• Solution-oriented mindset with the ability to identify compliance risks early and recommend practical mitigations