Chief Executive Officer

Mannil Exim (opc); Thiruvananthapuram; On-site; INR 9,000,000 - 18,000,000; Full time

Benefits offered by this job

CEO-level compensation

Performance-linked annual incentive

Long-term incentive/ESOP or equity

Job summary

Mannil Exim (opc) invites a seasoned NBFC leader to architect growth, governance and profitability. You will define business strategy, lead expansion, strengthen risk and compliance, and build a high-performance leadership team across finance, operations, technology and treasury.

The role requires deep RBI/NBFC regulatory know-how and a track record of scaling lending businesses in India, with a hands-on approach to funding, ALM and stakeholder management.

Qualifications

• Senior leadership experience in NBFC/banking/financial services or lending businesses.
• Proven ability to build, scale or transform a lending business with governance.
• Deep understanding of RBI/NBFC regulatory framework, credit, risk, collections, treasury and financial management.
• Demonstrated ability to drive AUM growth while maintaining portfolio quality and profitability.
• Experience in fund-raising, lender relationships and institutional stakeholder management.
• Experience in building and leading multi-functional, senior leadership teams.

Responsibilities

• Provide strategic leadership to build the NBFC into a scalable, profitable and well-governed financial institution.
• Develop and execute business strategy, annual operating plan, budgets and growth roadmap.
• Lead expansion strategy including product, geography, branch/network, digital and distribution.
• Drive AUM growth, revenue, profitability, customer acquisition while maintaining portfolio quality.
• Develop and strengthen credit, risk, collections, operations, technology and customer-service frameworks.
• Establish credit policies, underwriting standards, risk appetite and monitoring mechanisms.
• Ensure compliance with RBI and NBFC regulations, internal controls, and board policies.
• Build ALM, treasury, liquidity and capital-management framework with funding relationships.
• Engage with banks, investors, debt providers and other strategic stakeholders.
• Lead fundraising and liability management (bank finance, NCDs, securitisation, co-lending).
• Develop a high-performance leadership team across key functions.
• Establish KPIs and governance structures; drive performance reviews.
• Identify opportunities for new products, customer segments, partnerships and tech-led finance.
• Implement MIS, dashboards and data-driven decision-making across the organisation.
• Maintain focus on asset quality, NPA control, fraud prevention and operational risk.
• Ensure corporate governance, audit, compliance and internal controls.
• Present regular performance reports to Board and shareholders.
• Identify regulatory, market, operational risks and take corrective action.
• Represent the company before regulators and investors.
• Drive readiness for scale and potential fundraising/IPO.

Skills

Senior leadership

Strategic leadership

Lending growth

Governance

Regulatory compliance

stakeholder management

Board communication

Tools

Regulatory frameworks

ALM & treasury

Job description

Role & responsibilities

• Provide overall strategic leadership and build the NBFC into a scalable, profitable and well-governed financial institution.
• Develop and execute the companys business strategy, annual operating plan, budgets and growth roadmap in alignment with Board objectives.
• Lead the business launch and expansion strategy, including product, geography, branch/network, digital and distribution models.
• Drive sustainable AUM growth, revenue, profitability, customer acquisition and market presence, while maintaining portfolio quality.
• Develop and strengthen the NBFCs credit, risk, collection, operations, technology and customer-service frameworks.
• Establish appropriate credit policies, underwriting standards, risk appetite, approval authorities and portfolio monitoring mechanisms.
• Ensure strict compliance with RBI regulations, applicable NBFC regulations, statutory requirements, Board policies and internal controls.
• Build a strong ALM, treasury, liquidity and capital-management framework and maintain healthy funding relationships.
• Develop relationships with banks, financial institutions, investors, debt providers, rating agencies, fintech/technology partners and other strategic stakeholders.
• Lead fund-raising and liability management, including bank finance, NCDs, securitisation, co-lending and other appropriate funding avenues.
• Build a high-performance leadership team across Business, Credit, Risk, Collections, Finance, HR, Technology, Compliance and Operations.
• Establish a performance-driven culture with clearly defined KPIs, accountability structures and management review mechanisms.
• Identify opportunities for new products, customer segments, partnerships and technology-led financial services.
• Ensure effective implementation of MIS, dashboards and data-driven decision-making across the organisation.
• Maintain strong focus on asset quality, NPA control, collection efficiency, fraud prevention and operational risk.
• Ensure robust corporate governance, audit, compliance and internal control systems.
• Present regular business, financial, risk and strategic performance reports to the Board and shareholders.
• Identify emerging market, regulatory, competitive and operational risks and ensure timely corrective action.
• Represent the company before regulators, lenders, investors, industry bodies and other key stakeholders.
• Drive organisational readiness for future scale, technology integration, geographic expansion and potential institutional fund-raising/IPO, as applicable.

Preferred candidate profile

• Senior leadership experience in NBFC, banking, financial services or lending businesses.
• Proven experience in building, scaling or transforming a lending business.
• Strong understanding of RBI/NBFC regulatory framework, credit, risk, collections, treasury, ALM and financial management.
• Demonstrated ability to drive AUM growth while maintaining portfolio quality and profitability.
• Experience in fund-raising, lender relationships and institutional stakeholder management.
• Strong commercial understanding combined with a high level of governance, compliance and risk discipline.
• Experience in building and managing senior leadership teams and multi-functional organisations.
• Entrepreneurial mindset with the ability to operate effectively in a growth-stage organisation.
• Strong strategic, analytical, negotiation and decision-making skills.
• Excellent communication and Board-level presentation capabilities.
• Preference for candidates with experience in launching new products, entering new markets or building branch/digital distribution networks.

Perks and benefits

• Competitive CEO-level compensation linked to experience and business scale.
• Performance-linked annual incentive based on business growth, profitability, asset quality and strategic milestones.
• Long-term incentive / ESOP or equity participation, subject to company policy and Board approval.
• Opportunity to build and lead a growing NBFC from an early stage.
• Direct interaction with the Board, promoters, institutional lenders and investors.
• Leadership mandate across strategy, business, risk, finance, operations and technology.
• Professional development and participation in industry, regulatory and financial-services forums.
• Executive benefits and other facilities as per company policy.