Company Secretary - NBFC/Fintech Practice

Zoho; Delhi; On-site; INR 1,800,000 - 2,800,000; Full time

Benefits offered by this job

Health insurance

Learning & development

Exposure to AI-enabled tools

Job summary

Zoho is seeking a Senior Associate in Company Secretary (NBFC/Fintech) to manage RBI compliances, regulatory advisory, and governance for NBFCs, fintechs and lending service providers. The role involves risk assessment, policy enforcement and audits across multiple client entities.

The candidate will lead regulatory inspections, ensure audit readiness, and coordinate with client teams to implement action plans while maintaining timelines and quality standards.

Qualifications

• Working knowledge of RBI Regulations for NBFCs and LSPs.
• Understanding of lending products such as PL, LAP, BNPL.
• Operational knowledge of SEBI regulations (LODR, ICDR).
• Basic understanding of FEMA and RBI rules for NBFCs with FDI.

Responsibilities

• Ensure compliance with statutory and regulatory requirements for NBFCs and fintech/LSP clients.
• Monitor regulatory updates and implement changes in client policies and processes.
• Provide RBI/SEBI compliance advisory and governance to client teams and train them.

Skills

RBI NBFC regs

Lending products

SEBI LODR/ICDR

FEMA & RBI with FDI

Depository systems

RTA operations

Share capital compliance

Drafting & communication

Job description

Company Secretary - NBFC/Fintech Practice

The Senior Associate will be working with multiple NBFCs, Fintechs / Lending Service Providers (LSPs) and other financial services clients. As Senior Associate, you will be individually responsible primarily for RBI compliances and regulatory advisory, and be part of the team to manage overall client-level compliances, secretarial and legal aspects, including strategies, regulatory inspections, audits, business partnerships, etc. This is a dynamic, client-facing role and the individual must be willing to drive processes with complete ownership, manage multiple client assignments and adhere to all internal and statutory timelines.

Key responsibilities shall include (but not be limited to below aspects):

Compliance Framework & RiskManagement

• Ensure strict observance of all statutory and regulatory requirements applicable to the clients, including NBFCs and Fintech/ LSP entities, including standards of market conduct, managing conflict ofinterest, treating customers fairly and ensuring the suitability of customerservices.
• Ensure that an appropriate Compliance policy is put in place and implemented rigorously for clients / across client organizations, as applicable.
• Carry out an annual Compliance risk assessment inorder to identify and assess major Compliance risks faced by clients and prepare a plan to manage the risks.

Regulatory Monitoring & Implementation

• Continuously track and evaluate regulatory updates relevant to the clients and their respective businesses.
• Assess the impact of regulatory changes on clients' policies and business processes.
• Disseminate updates to clients / senior management and ensure timely implementation.

Compliance Advisory & Governance

• Ensure strict adherence to RBI and SEBI guidelines by clients, as applicable.
• Provide compliance advisory to client business teams on loan products and related matters from applicable laws.
• Present compliance updates, regulatory developments and impacts to client teams and train them periodically. Also suggest changes required in processes or develop new ones to mitigate risk and comply with guidelines.

Reporting & Communication

• Prepare and submit periodic returns to RBI and other regulators for clients, as applicable.
• Act as the single point of contact for clients on regulatory queries and clarifications.
• Coordinate with client group entities / divisions to share compliance updates and convert them into action-plan-based implementation.
• Ensure proper record keeping throughout to have real-time updated client data room.

Testing & Review

• Develop and implement the annual compliance testing plan for clients.
• Report significant compliance lapses for presenting to client Boards, Committees and senior leadership.
• Conduct regular compliance reviews and test internal controls across client departments / functions.

Audit & Inspection Management

• Lead client RBI inspections, statutory and internal audits, and other regulatory reviews, including managing matters arising from lending partners' audits / inspections.
• Ensure client audit readiness, effective participation and timely closure of audit findings.
• Build comprehensive client data rooms for audits and inspections.

Legal

• Handle legal matters including contracts, compliance, litigation and regulatory affairs for clients.
• Develop and maintain client contract management tools / processes.

Requirements

Technical & Functional Skills Must-Have:

• Working knowledge of RBI Regulations and rules thereunder for NBFC and LSP.
• Practical understanding of lending products such as PL, LAP, BNPL.
• Operational knowledge of SEBI regulations, including SEBI (LODR) and SEBI (ICDR).
• Basic understanding of FEMA and RBI regulations, particularly for NBFC & LSP entities with FDI.
• Familiarity with depository systems, RTA operations and share capital compliances.
• Strong drafting, communication and client / stakeholder coordination skills.
• Ability to manage multiple client assignments and timelines simultaneously.

• Comprehensive health and medical insurance coverage for employees.
• A collaborative, dynamic and people-focused workplace with regular learning and engagement initiatives.
• Hands-on exposure to compliance, advisory and regulatory assignments, including work for listed entities and leading businesses.
• Opportunities to work closely with Partners, senior professionals and key decision makers.
• Encouragement to take ownership, drive initiatives and contribute beyond defined responsibilities.
• Exposure to modern business technologies, including AI-enabled tools and digital workflows.