Relationship Manager - Current Account

Mintskill HR Solutions LLP; India; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Mintskill HR Solutions LLP is seeking a Relationship Manager for Current Account within the Branch Banking function. The role focuses on managing an assigned client portfolio, delivering superior service, and driving CASA build-up through cross-sell of banking products.

The candidate will handle customer onboarding for Mobile/Net Banking, deposits and withdrawals, and ensure adherence to branch targets with accurate cash management and compliance.

Qualifications

• Graduation: Any Graduate
• 5–10 years of relevant experience in Business Banking RM or allied roles
• Experience in CASA build-up and cross-selling banking products

Responsibilities

• Manage assigned client portfolio for branch banking services and cross-sell opportunities.
• Coordinate with other RMs to close business loans and trade transactions generated through client engagement.
• Ensure on-boarding of clients to Mobile/Net Banking and handle cash and routine transactions with accuracy.
• Maintain branch records, ensure compliance with bank policies, and strive for high customer satisfaction (NPS).

Skills

Client relationship management

Cross selling

Banking operations

Cash handling

Education

Any Graduate

Job description

Role/ Job Title: Relationship Manager - Current Account

Function/ Department: Branch Banking

Job Purpose

The role includes managing assigned client portfolio to ensure superior service delivery leading to cross sell. It would include CASA Build up as per branch targets, improving product holding per customer through cross sell of all banking products, acquiring new clients and managing the walk-in clients. The role entails managing all cash, routine transactions for bank customers including fund transfer, accepting deposits & withdrawals, and managing deliverables.

Primary Responsibilities

• CASA values build up and new client acquisition.
• Ensure effective client engagement leading to cross sell.
• Increase in 'Product holding per customer' within mapped portfolio.
• Ensure all the clients engaged are profiled and presented with suitable banking products.
• Be solution oriented and ensure effective on-boarding on Mobile/Net Banking, Bill
• Pay, SIP, Insurance & Investment solutions, Retail and SME Loans and relevant banking programs.
• Ensure monthly operating plan is met to improve scorecard and decile rankings.
• Coordinate with respective relationship managers for closure of business loans, working capital, POS, CMS, trade transactions generated through client engagement.
• Responsible for creating a customer-focused approach for quick resolution of all queries and complaints to achieve NPS benchmarks.
• Custodian of the branch vault manage vault limits, cash, and non-cash transactions.
• Ensure Nil instances of cash shortage or excess at teller counter.
• Updating the key registers regularly and reviewing branch reports like end of day (EOD) cash position report LTR, Instruments issued etc.
• Monitoring of dummy accounts, suspense accounts, deferred accounts, accounts payable/ receivable, reconciliation and maintenance of suspense accounts register as per the required format.
• Ensure strict adherence to the bank policies and compliance.

Secondary Responsibilities

• Perform audit and ensure compliance to internal and external regulations and guidelines.
• Provide best in-class customer service to all clients to become their primary banker.

Requirements

Education Qualification

Graduation: Any Graduate

Experience

5 to 10 years of relevant experience in Business Banking Relationship Manager or allied Business.