Business Development Officer - UCV

Equitas Small Finance Bank; Jalandhar; On-site; INR 420,000 - 660,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Business Development Officer - UCV in the North zone to drive disbursements and maintain portfolio quality. The role emphasizes achieving productivity norms and timely completion of developmental activities.

The candidate will monitor ED cases, ensure adherence to thresholds, and contribute to process improvements while focusing on self-development and training. A field-based position with strong sales orientation is expected.

Qualifications

• Innovation Led Transformation as a skill set mentioned in the ad.
• Result Orientation with Execution Excellence as key competency.
• Leveraging Human Capital for growth and productivity.
• Weaving Passion and Energy at Work in the team and processes.

Responsibilities

• Deliver UCV disbursement as per productivity norms.
• Manage, Monitor & Track the portfolio quality with ED cases per threshold limits.
• Completion of PDD on time for loans disbursed.
• Self Development with mandays of training per team member.
• Process Orientation as part of audit/quality checks.

Skills

Innovation Led Transformation

Result Orientation

Execution Excellence

Human Capital

Business Acumen

Energy at Work

Job description

Required Experience 4 - 5 years

Business Development Officer - UCV

Employment Type Permanent

Employment Category Field

Equitas Small Finance Bank

Zone North

Skills

Skill

Innovation Led Transformation Result Orientation with Execution Excellence Leveraging Human Capital Innovation & Business Acumen Weaving Passion and Energy at Work

1 Deliver UCV disbursemet as per productivity norms 40% Actual Disbursement Vs Objectives As per annexure 1

2 Manage, Monitor & Track the portfolio quality by keeping the ED cases as per threshold limits 15% % Achievement As per annexure 2

3 Completion of PDD on time for the loans disbursed 15% % Achievement As per annexure 3

4 Self Development 5% Average Mandays of Training per Team Member As per annexure 4

5 Process Orientation 5% Audit score As per annexure 5

Annexure - 1

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Officer - Sales (Avg Disbursment / month) > Rs. 23.0 lacs Rs. 20.1 - Rs. 23.0 lacs Rs.17.1 - 20.0 lacs Rs. 15.0 - Rs. 17.0 lacs < Rs. 15.0 lacs

Assistant Manager - Sales (Avg Disbursement/month) > Rs. 29.0 lacs Rs. 26.1 - Rs. 29.0 lacs Rs. 23.1 - 26.0 lacs Rs. 20.0 - Rs. 23.0 lacs < Rs. 20.0 lacs

Annexure - 2

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 3

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 4

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Collection >95% 91 - 95% 81-90% 71-80% <71

Annexure-5

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1