Business Development Executive/Manager - GL

Karur Vysya Bank; Tiruppur, Salem, Tiruchirappalli; On-site; INR 240,000 - 420,000; Full time

Job summary

Karur Vysya Bank Limited is seeking a field sales professional in Tamil Nadu to identify and acquire new gold loan customers from open markets and branch catchment areas. You will drive monthly disbursement targets, conduct field marketing campaigns, and turn leads into business through strong customer engagement.

The role requires 1 year of gold loan sales experience, a regular full-time graduate, and the ability to manage end-to-end process with proper appraisal, documentation, and regulatory

Qualifications

• Experience in gold loan sales and branch-catchment sourcing.
• Customer engagement and relationship management capabilities.
• Ability to drive field marketing activities and generate leads.

Responsibilities

• Identify and acquire new Gold Loan customers from the open market and branch catchment areas.
• Drive sourcing of fresh Gold Loan business to achieve monthly disbursement and portfolio growth targets.
• Conduct field marketing activities, customer campaigns, and promotional initiatives to generate leads.
• Convert leads into business through effective customer engagement and relationship management.
• Ensure proper appraisal, documentation, and compliance with internal policies and regulatory requirements.
• Maintain high standards of customer service and provide prompt resolution to customer queries.
• Focus on portfolio quality by monitoring renewals and customer retention.
• Generate referrals and cross-sell banking products such as CASA, Insurance, and other retail assets.
• Ensure adherence to operational guidelines, audit requirements, and risk management practices.

Skills

Gold loan sales

Customer engagement

Lead generation

Field marketing

Education

Any Graduate (Full time- Regular)

Job description

Role & responsibilities

• Identify and acquire new Gold Loan customers from the open market and branch catchment areas.
• Drive sourcing fresh Gold Loan business to achieve monthly disbursement and portfolio growth targets.
• Conduct field marketing activities, customer campaigns, and promotional initiatives to generate leads.
• Convert leads into business through effective customer engagement and relationship management.
• Ensure proper appraisal, documentation, and compliance with internal policies and regulatory requirements.
• Maintain high standards of customer service and provide prompt resolution to customer queries.
• Focus on portfolio quality by monitoring renewals and customer retention.
• Generate referrals and cross-sell banking products such as CASA, Insurance, and other retail assets.
• Ensure adherence to operational guidelines, audit requirements, and risk management practices.

Eligibility Criteria

Age- 30 & below

Education- Any Graduate(Full time- Regular)

Experience- 1 year experience in gold loan sales

Posting locations

Mohannur, Oddanchatram, Karur Vengamedu, Velliyanai, Ponnamaravathi, Singampuneri, Uppukottai, Madurai – Thirumangalam, Madurai Kochadai, Alanganallur, Bargur, Komarapalayam, Ilampillai, Dharmapuri, Palacode, Rayakottai, Thammampatti, Omalur, Palladam, Mangalam, Vellakoil, Kavindapadi, Uthukuli, Mulanur, Nambiyur, Dharapuram, Perambalur, Musiri, Lalgudi, Tiruvarur, Thanjavur - R.R.Nagar, Kumbakonam, Jayankondam, Madukkur, Chetpet, Chidambaram, Villianur, Vadalur, Eraiyur