Business Development Executive

Muthoot Fincorp Limited; Jagaluru; On-site; INR 240,000 - 360,000; Full time

Job summary

Muthoot Fincorp Ltd. is seeking a Business Development Executive to drive branch growth through field marketing and active lead generation in the local area.

The role reports to Branch Manager and aims to achieve monthly sales targets by expanding customer base for Gold Loan and third‑party products. Ideal candidates have a graduate degree, strong communication skills in the local language and English, and at least 1 year of field sales experience.

Qualifications

• Graduate or post graduate degree.
• Good communication skills with local language and English.
• Minimum 1 year field sales experience is preferred.

Responsibilities

• Field marketing to grow branch business.
• Generate leads on a daily basis and convert them.
• Make sales calls to prospects and customers.
• Generate new customer business for Gold Loan and third‑party products.
• Cross-sell and upsell third party and group products to customers.

Skills

Sales orientation

Communication skills

Outgoing & confident

Problem solving

Team player

Empathetic

Education

Graduate (minimum)

Tools

MS Office

MS Excel

Basic Computer Knowledge

Job description

BUSINESS DEVELOPMENT OFFICER JOB DESCRIPTION A Job Speci?cation

1 Company Name : Muthoot Fincorp Ltd.

2 Position/Designation : Business Development Executive

3 Grade : B2

4 Department : BRANCH

5 Sub Department (if any) : N/A-Sub Department

6 Employment Type : Probationer B Job Role

1 Job Role : Branch Business Development

2 Reporting to - Designation and Grade : Branch Manager

3 No Of Reportees : 4

Main Tasks : Increase the Branch business

• 1.Field Marketing.
• 2.Generate Leads on daily basis.
• 3.Conversation of leads
• 4.Sales Calls
• 5.Generate new customer Business for GL and Third party.

5 Areas of Responsibility :

• 1.Achieve Monthly Sales Target.
• 2.Cross selling and up selling of third Party and group products to Gold Loan customers.
• 3.Adhere to lending norms and maintain integrity in customer transactions.
• 4.Support the branch in interest collection.
• 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA.

6 Special Requirements (if any) : Graduate/Post Graduate.

7 Compensation Band : Based on Market Standards/Internal norms

8 Entitlements : As per policy

9 Stake Holders : MFL Sta?, Group Company Sta?, Customers

10 Assets Required : As per policy

11 Career Progression : Null Personal Speci?cation

12 Educational Quali?cation : Graduate (minimum)

13 Technical Certi?cation : Basic Computer Knowledge, esp.MS O?ce applications mandatory. MS Excel preferable.

14 Skill Sets : Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic

15 Communication Skills : Conversant in local language and English

16 Total Field Sales Experience : 1Year(s)0 Month(s)

17 Behavioral Competencies : NA

18 Other Requirements (if any) : Null

19 Remarks : C Approvals 24 Prepared by (Name/Designation/ Date) : 25 Approved by (Name/Designation/ Date) : Need to be a Team player. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments & live Organizational values. MFL/HR/JD/V1.0@2014 Not for External Circulation FLN