Business Analyst ( Digital Banking)

Tata Consultancy Services; Mumbai; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Tata Consultancy Services is seeking a seasoned Business Analyst (Digital Banking) in Mumbai with 8–15 years of experience. The role focuses on Core Banking and Digital Banking domains, including internet and mobile channels, and requires strong collaboration with bank staff and cross-functional teams.

Key duties include gathering requirements, creating BRDs and solution specifications, and ensuring seamless integration with wallets and fintech services, while evaluating security and

Qualifications

• Strong functional background in banking, especially Core and Digital Banking.
• Experience on Core Banking systems with Digital Channels.
• Mobile Banking design and development experience is a plus.
• Ability to gather requirements from bank staff and stakeholders.
• Prepare business requirements and solution specification documents.
• Experience with Temenos, Finacle, FIS, i-Exceed, Oracle FlexCube/OFSS, Finastra, or Intellect Design Arena is valuable.
• Understanding non-functional requirements for Digital Banking: security, authentication, and wallet/fintech integrations.

Skills

Core Banking

Digital Banking

Stakeholder Management

BRD Preparation

Solution Specification

Mobile Banking

Security

Authentication

Fintech Integration

Wallet Integration

Job description

Role : Business Analyst ( Digital Banking)

Exp Range: 8 to 15yrs

Required Technical Skill Set

• Strong functional background and understanding of Core Banking and Digital Banking in particular. This is in the banking space with areas like internet banking and mobile banking .
• Experience on a Core Banking system and specifically with Digital Channels is a key skill needed
• Experience in Mobile Banking design and development will be an added advantage
• Capable to handle multiple stakeholders from business requirement collection with customers ( Bank staff / teams)
• Capability to prepare business requirements and solution specification documents
• Experience of working in a Core Banking related company and in Digital Banking product , channel– either a product developer (Temenos , Finacle , FIS ,i-Exceed , Oracle FlexCube/OFSS , Finastra, Intellect Design Arena ) or Core Banking system integrator (HCL , WIPRO , Deloitte , Accenture , .. ) or in a Bank in Customer Channel (Internet Banking and Digital Banking )
• A good level of understanding of non functional requirements for Digital Banking like Security , Authentication , functional Integration into Wallets / Fintechs