Senior Business Analyst - Digital Banking

Luxoft; Gurugram District; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

Luxoft is looking for an experienced Business Analyst to support digital banking transformation initiatives in Gurugram, India. The role involves guiding discovery, defining processes, gathering business requirements, and ensuring quality delivery across multiple teams.

The ideal candidate will have over 5 years of experience in business analysis, particularly within financial services, excellent communication skills, and a strong Agile background. Join Luxoft and contribute to innovative banking solutions!

Qualifications

• 5+ years of experience as a Business Analyst in financial service applications.
• Experience with mini apps, microservices, and API-led integration.
• Basic understanding of customer onboarding workflows.

Responsibilities

• Lead business analysis activities for transformation initiatives.
• Facilitate workshops and validate business requirements.
• Document current-state and future-state processes.

Skills

Business analysis

Stakeholder management

Requirements gathering

Process mapping

Agile delivery

Communication skills

Job description

Project Description

We are seeking an experienced Business Analyst to support a transformation program within digital banking. The role requires strong core business analysis skills, including stakeholder engagement, requirements elicitation, process analysis, solution definition, and delivery support. You will work across business and technology teams to translate strategic objectives into practical, well-documented solutions.

Responsibilities

• Lead business analysis activities across discovery, definition, and delivery phases for complex change initiatives.
• Facilitate workshops and interviews with stakeholders to gather, challenge, and validate business requirements.
• Document current-state and future-state processes, business rules, assumptions, dependencies, and exceptions.
• Translate business needs into epics, user stories, acceptance criteria, and traceability matrices.
• Partner with product, technology, operations, and compliance teams to ensure solutions are aligned to business objectives.
• Support solution design by assessing options, identifying impacts, and clarifying business and functional requirements.
• Analyze data, process, and system interactions to support integration, reporting, and operational readiness.
• Identify risks, gaps, and dependencies early and work with stakeholders to resolve issues proactively.
• Support testing, defect triage, UAT coordination, and business sign-off to ensure quality delivery.
• Contribute to change impact assessment, process improvement, and implementation planning for business readiness.

Required Skills

• 5+ years of extensive experience as a Business Analyst in complex transformation financial service applications.
• Experience working with mini apps, microservices, and API-led integration requirements within financial services.
• Basic understanding of customer onboarding workflows, compliance processes, and process lifecycle management.
• Strong capability in requirements gathering, process mapping, stakeholder management, and documentation.
• Experience translating business requirements into clear functional specifications and delivery artefacts.
• Strong Agile delivery experience, including user stories, backlog refinement, and UAT support.
• Excellent communication, facilitation, and influencing skills across business and technology teams.
• Exposure to digital banking, financial services, or enterprise platforms.

Nice to have

• Exposure to onboarding, workflow automation, or customer journey redesign.
• Experience working with APIs, data migration, or enterprise integration projects.
• Familiarity with document generation, e-signature, or compliance-related workflows.
• Exposure to Salesforce or similar CRM platforms.