Business Analyst - Credit Risk

Luxoft; Bengaluru; On-site; INR 1,400,000 - 2,200,000; Full time

Benefits offered by this job

Moody's experience

FRM Certification

Job summary

Luxoft is seeking a seasoned Business Analyst to join Moody's Credit Risk project in Bengaluru. You will collaborate with Finance, Treasury and regulatory teams to translate requirements into BRDs and data specs.

The role emphasizes data sourcing for ETL, data mapping for FTP, data quality and UAT coordination, with experience across Basel BCBS 239, SQL and Oracle, and strong stakeholder communication.

Qualifications

• Experience in Credit Risk, capital risk, and regulatory reporting change management.
• Strong knowledge of Basel/BCBS 239, data lineage, liquidity ratios, PD/LGD/EAD/RWA.

Responsibilities

• Act as business solution owner of target state and support BRD preparation.
• Document detailed requirements in BRDs and obtain stakeholder sign-off.
• Ensure solutions comply with procedures and regulatory guidelines.
• Analyze new data sourcing to support ETL design.
• Elicit data requirements and document data mappings for FTP.
• Analyze and fix data quality issues.
• Validate downstream data extracts.
• Validate alignment of strategy architecture with business needs.
• Drive prioritization considering benefits, timelines, and performance.
• Coordinate system interfaces and releases across centres.
• Plan tests, coordinate testing, and sign-off results.
• Support development of testing packs.
• Review test cases for UAT coverage.
• Monitor gaps/defects and track resolution with Tech.

Skills

Credit Risk domain knowledge

Regulatory reporting awareness

Data analysis & mapping

Stakeholder communication

Data quality & validation

Tools

SQL

Oracle

Job description

Project description

The Business Analyst will work with Moody's Credit Risk team of UK Based Investement Bank and work collaboratively with Country Finance, Treasury, Group Liquidity Regulatory reporting and BAU teams to understand requirements and articulate them within the Business and data requirements document

Responsibilities

• To act as a business solution owner of the projects' target state and support analysis included in relevant concept and methodology papers required for preparation of BRDs
• To be accountable for ensuring that detailed requirements are documented in BRDs, and are duly signed off by relevant stakeholders
• To ensure that the new solutions comply with internal procedures / external regulatory guidelines and project deliverables are properly understood by business stakeholders, project team, and end-users.
• Analysis of new data sourcing to support ETL design and development
• Elicitation of data requirements and documentation of data mapping specifications for Funds Transfer Pricing (FTP) computation
• Analysis and fixing of data quality issues
• Validate all downstream data extracts
• To validate that the strategic system architecture proposed by Technology is fit for its business purpose and is in line with the agreed business target state
• To drive prioritization taking into consideration business benefits, delivery timelines, system performance etc.
• To centrally coordinate system interfaces/dependencies/change releases for the Treasury and Liquidity Reporting work streams and ensure alignment across all centres
• Test planning, coordinate testing, validate test results and obtain sign off from stakeholders
• To support the development of testing packs with predefined results sets
• To review test cases ensuring completeness of UAT coverage
• To monitor any gaps / defects identified, and work with Technology counterparts to track progress and ensure resolution

SKILLS

Must have

• 5 to 12 years of functional experience in Credit Risk, Capital risk, regulatory reporting change Management roles
• Good understanding of financial & capital markets domain with sound knowledge of products like equities, fixed income, derivatives, forex etc.
• Good exp. in BCBS 239 or Basel evolution, Data lineage constraints , Liquidity ratios, PD, LGD, EAD or RWA calculations.
• Knowledge of Basel Capital regulations and good understanding of financial risk
• Expertise in SQL and Oracle tools.
• Experience with both waterfall & agile methodologies
• Experience in analysing data to draw business-relevant conclusions and in data visualization techniques and tools
• Strong communication and stakeholder management skills

Nice to have

Moody's experience , FRM Certification