Business Analyst - Liquidity Risk Management

Cognizant; Bengaluru; On-site; INR 2,500,000 - 4,000,000; Full time

Job summary

Cognizant is seeking a Senior Business Analyst with expertise in Liquidity Management to design and enhance capital and liquidity solutions within Treasury Technology. You will work hands-on in an agile setting, translating rules into tech requirements and ensuring data quality across large datasets.

Key focus areas include ALM, LCR/NSFR, FTP, SWIFT messaging, and cash management, with strong emphasis on data governance and quality for audit compliance.

Qualifications

• Translating business requirements into technical specifications.
• Data integration, testing, and documentation.
• Strong expertise in SQL and data analysis across large datasets.
• Solid understanding of capital and liquidity management frameworks.
• Experience in the full trade lifecycle and SWIFT messaging.
• Experience in creating data flows, process diagrams, and governance artefacts.

Responsibilities

• Translate capital and liquidity management business rules into detailed technology requirements.
• Author user stories and define acceptance criteria using JIRA and Confluence.
• Develop and maintain data lineage, data catalogues, and governance documentation for audit and compliance.
• Conduct data discovery, profiling, and validation to ensure data quality and integrity.
• Create test plans, test cases, and lead QA/testing and triage activities.
• Perform hands-on work with data integration, platforms, and large datasets.
• Design data and process flow diagrams using Visio/Confluence.
• Apply strong SQL skills for querying and analyzing complex datasets.
• Maintain understanding of financial products and their impact on capital/liquidity management.

Skills

SQL

Data analysis

Stakeholder management

Agile

JIRA/Confluence

Trade lifecycle

SWIFT

Education

Bachelor’s degree in Finance/Engineering/CS

Tools

Visio

Data lineage

Job description

Job Description: Senior Business Analyst – Liquidity Management

Location: Bangalore/Chennai

Notice: Immediate to 60 days

Experience: 9 to 13 years

Domain: Liquidity Risk

Role Overview

The Senior Business Analyst with Liquidity Management will serve as a hands-on subject matter expert within the Treasury Technology team. This role focuses on designing, implementing, and enhancing capital and liquidity management solutions. The candidate must possess strong analytical, technical, and stakeholder management skills and thrive in an agile delivery environment.

Domain Expertise (Mandatory)

• Treasury & Balance Sheet Management
• Asset and Liability Management (ALM)
• Liquidity Risk Management including:
  • Liquidity Coverage Ratio (LCR)
  • Net Stable Funding Ratio (NSFR)
  • High-Quality Liquid Assets (HQLA)
• Intraday Liquidity & Cash Flow Management
• Funding Liquidity Risk (Short-Term & Long-Term)
• Funds Transfer Pricing (FTP)
• Cash Management & Accounting
• Trade settlement lifecycle with strong exposure to SWIFT

Good to Have:

• Interest Rate Risk in Banking Book (IRRBB)
• Capital or Credit Calculation Engines
• Axiom (Capital Reporting tool)

Key Responsibilities

• Translate capital and liquidity management business rules into detailed technology requirements, including mappings, controls, and traceability matrices
• Author user stories and define acceptance criteria using JIRA and Confluence
• Develop and maintain data lineage, data catalogues, and governance documentation for audit and compliance
• Conduct data discovery, profiling, and validation to ensure data quality and integrity
• Create test plans, test cases, and lead QA/testing and triage activities
• Perform hands‑on work with data integration, platforms, and large datasets
• Design data and process flow diagrams using tools such as Visio and Confluence
• Apply strong SQL skills for querying and analysing complex datasets
• Maintain strong understanding of financial products and their impact on capital and liquidity management

Required Skills & Qualifications

• Translating business requirements into technical specifications
• Data integration, testing, and documentation
• Strong expertise in SQL and data analysis across large datasets
• Solid understanding of capital and liquidity management frameworks
• Experience in the full trade lifecycle and SWIFT messaging
• Experience in creating data flows, process diagrams, and governance artefacts
• Bachelor’s degree in Finance, Engineering, Computer Science, or related field (Advanced degree preferred)
• Strong communication and stakeholder management skills

Nice-to-Have

• Experience in treasury systems or capital management technology
• Familiarity with big data concepts and platforms
• Experience with regulatory reporting tools (e.g., Axiom)