Business Analyst with payments

Tata Consultancy Services; Chennai District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Tata Consultancy Services in Chennai is seeking a Business Analyst with payments domain expertise to drive regulatory reporting and data-focused initiatives. You will translate regulations into specs, model processes, and guide data lineage across platforms.

The role requires 4–12 years of experience, strong SQL skills, and hands-on exposure to reporting tools in a fast-paced Agile environment.

Qualifications

• Experience elicitation with stakeholders and business teams.
• Process modelling with BPMN and flowcharts.
• Data mapping and lineage documentation required.

Responsibilities

• Collaborate with stakeholders to gather and document business requirements.
• Translate regulatory requirements into functional and technical specs.
• Prepare BRDs, FRDs, HLD, user stories, and data mappings.
• Perform data lineage, sourcing, and reconciliation across systems.
• Validate regulatory reports before submission.
• Act as liaison between business and IT teams.

Skills

Regulatory reporting

Data analysis

SQL

Stakeholder management

Regulatory knowledge

Analytical thinking

Communication

Tools

Axiom

Moody's

Wolters Kluwer

Job description

Role: Business Analyst with payments domain

Experience Range : 4 to 12 Years

1. Collaborate with stakeholders to gather and document business requirements.
2. Translate regulatory requirements into functional and technical specifications.
3. Prepare BRDs, FRDs, HLD, user stories, process flows, and data mappings.
4. Conduct gap analysis between current systems and regulatory requirements.
5. Hands-on exposure and working knowledge of the following regulatory frameworks: Basel III / Basel IV, CRR / CRD IV / V, Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), Capital Adequacy (RWA, CET1, Tier 1, Tier 2)
6. Perform data lineage, data sourcing, and reconciliation across systems.
7. Work with large datasets and perform impact analysis for regulatory changes.
8. Work with IT teams to design scalable reporting solutions.
9. Participate in Agile/Scrum ceremonies and support sprint planning.
10. Define acceptance criteria using Given-When-Then (Gherkin) format.
11. Support SIT/UAT execution, defect tracking, and resolution.
12. Validate regulatory reports before submission.
13. Act as a liaison between business and technology teams.
14. Communicate complex regulatory concepts in a clear and structured manner.
15. Provide regular project updates and documentation.
16. Strong understanding of: Capital calculations (RWA, Leverage Ratio), Liquidity metrics (LCR, NSFR), Regulatory reporting requirements
17. Knowledge of financial products: Derivatives, Fixed Income, Foreign Exchange (FX), Equities, Securities, Loans etc
18. Experience working in Agile (Scrum/Kanban) environments.

• SQL for data analysis and validation
• Experience with regulatory reporting tools/platforms (e.g., Axiom, Moody's, Wolters Kluwer)
• Familiarity with data warehousing and ETL processes
• Proficiency in Excel and reporting tools

• Requirement elicitation
• Process modelling (BPMN, flowcharts)
• Data mapping and lineage documentation

• Strong analytical and problem-solving skills
• Excellent communication and stakeholder management abilities
• Attention to detail and accuracy in regulatory submissions
• Ability to work under tight regulatory deadlines