Branch Sales Manager-LAP Loans-Yelahanka

Viksit Capital; Bengaluru; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Viksit Capital in Bengaluru is seeking a Branch BSM to drive LAP sales with a target-based approach, oversee daily operations, and ensure timely loan disbursement and recovery. The role demands 5-7 years of LAP sales experience in NBFC/banking and mandatory team hiring/management.

Kannada and English/Hindi proficiency is essential. You will lead a motivated team, coordinate with advocates for property reports, monitor performance, and ensure smooth loan processing and customer service while

Qualifications

• 5-7 years of LAP sales experience in NBFC/banking sector.
• Team hiring and management experience is mandatory.
• Good communication and stakeholder management skills.
• Strong knowledge of the local area and ground realities.

Responsibilities

• Achieve monthly branch sales targets for LAP products.
• Monitor team performance and motivate to achieve targets.
• Oversee loan disbursement and recovery processes.
• Travel regularly to understand customer and employee ground pulse.
• Maintain portfolio quality and collection efficiency.
• Coordinate with local advocates for property-related reports.
• Ensure timely loan processing and customer service with optimal TAT.
• Lead by example to drive team productivity and engagement.

Skills

Team management

Target driven

Stakeholder management

Local area knowledge

Education

Graduation (any)

Postgraduate

Job description

Job Description :

• The BSM role is target based . Responsible for overall Sales target achievement for the branch on month on month basis
• Monitoring team's performance and motivating them to achieve sales (LAP) targets
• Expertise in day-to- day operational work like loan disbursement & recovery mechanism
• Must be open to travelling. Regular visits to understand the ground pulse of both customers and employees.
• Maintain Overall portfolio quality
• Maintain collection efficiency for the area
• Team Management & Productivity
• PDD management and document retrieval management
• Physical verification of customer business and property.
• Setting sales targets for individual Sales officer and team as a whole.
• Coordinating with local advocate for property related reports.
• Coordinating with staff members for smooth flow of loan process.
• Reach the set targets by motivating staff in a right manner.
• Will be responsible for TAT for Customer Service /staff request closures and retention of the existing portfolio.
• Good knowledge of the local area

Work Experience:

• Minimum experience of 5-7 years in LAP Sales from NBFC/ Banking Sector
• Team hiring and management experience is mandatory

Educational Qualification:

Any Graduate (10+2+3) & or Postgraduate.

Desired Candidate Profile:

• Language Proficiency Kannada & English / Hindi
• Ability to work in a fast-paced and dynamic environment.
• Good Communication skills with clarity of speech and thought
• Must have knowledge of local area, competitor knowledge/ updates
• Good at stakeholder management and engagement
• Must have a can do attitude and the willingness to learn and grow