Branch Sales Manager-LAP Loans-Dharwad

Irep Credit Capital; Dharwad District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Irep Credit Capital in Dharwad, Karnataka is seeking a Branch Sales Manager (BSM) to drive loan against property sales. You will lead a team, set targets, monitor performance, and ensure timely loan disbursement and recovery while maintaining portfolio quality.

The role requires 5-7 years LAP sales experience in NBFC/banking, travel to branches and field visits, strong stakeholder management, and fluency in Kannada and English to engage customers and partners.

Qualifications

• 5–7 years in LAP sales from NBFC/banking sector.
• Team hiring and management experience mandatory

Responsibilities

• Achieve branch LAP sales targets month over month.
• Monitor team performance and motivate to hit targets.
• Oversee loan disbursement and recovery processes.
• Travel regularly to ground-truth customers and employees.
• Maintain portfolio quality and collection efficiency.
• Coordinate with staff for smooth loan processing.
• Coordinate with local advocates for property reports.
• Ensure timely completion of customer service and staff requests.

Skills

Team leadership

Sales target achievement

Stakeholder management

Customer communication

Travel willingness

Local market knowledge

Education

Bachelor's degree or higher

Job description

Job Description :

• The BSM role is target based . Responsible for overall Sales target achievement for the branch on month on month basis
• Monitoring team's performance and motivating them to achieve sales (LAP) targets
• Expertise in day-to- day operational work like loan disbursement & recovery mechanism
• Must be open to travelling. Regular visits to understand the ground pulse of both customers and employees.
• Maintain Overall portfolio quality
• Maintain collection efficiency for the area
• Team Management & Productivity
• PDD management and document retrieval management
• Physical verification of customer business and property.
• Setting sales targets for individual Sales officer and team as a whole.
• Coordinating with local advocate for property related reports.
• Coordinating with staff members for smooth flow of loan process.
• Reach the set targets by motivating staff in a right manner.
• Will be responsible for TAT for Customer Service /staff request closures and retention of the existing portfolio.
• Good knowledge of the local area

Work Experience:

• Minimum experience of 5-7 years in LAP Sales from NBFC/ Banking Sector
• Team hiring and management experience is mandatory

Educational Qualification:

Any Graduate (10+2+3) & or Postgraduate.

Desired Candidate Profile:

• Language Proficiency Kannada & English / Hindi
• Ability to work in a fast-paced and dynamic environment.
• Good Communication skills with clarity of speech and thought
• Must have knowledge of local area, competitor knowledge/ updates
• Good at stakeholder management and engagement
• Must have a can do attitude and the willingness to learn and grow