Branch Manager-Secured Loan

Seeds Fincap; Begusarai, Samastipur; On-site; INR 600,000 - 900,000; Full time

Job summary

Seeds Fincap in India is seeking a high-performing Branch Manager to lead the sales team, drive disbursement targets and ensure revenue growth while maintaining credit quality. The role requires extensive field work across assigned geographies and close alignment with senior management.

You will recruit and mentor staff, identify new markets, manage collections, and sustain portfolio health. The ideal candidate will cultivate strong client relationships and represent Seeds Fincap to customers

Responsibilities

• Achieve disbursement and sales targets with minimal delinquency.
• Identify target customers and disbursed loans per company needs.
• Develop and manage a team across geographies for deeper market penetration.
• Assess potential client base and product acceptability in new regions.
• Manage disbursement, repayment and collections targets.
• Follow up on disbursed loans with delays.
• Conduct regular field visits for monitoring and investigations.
• Maintain portfolio quality by tracking dues, non-starters, delinquencies, and frauds.
• Build strong client relationships and brand identification with customers.
• Perform other tasks as assigned by management.

Job description

Job Description of Branch Manager

We are looking for a high-performing Branch Managers to help us meet our customer acquisition and revenue growth targets by keeping our company competitive and innovative. He/She will be responsible for maximizing our sales team potential, designing sales plans and justifying plans to the Senior Management.

Roles and Responsibilities:

To ensure the achievement of disbursement/ Sales targets with minimum delinquency.

Identifying target customers & disbursed loans, based on company requirement.

Enabling business growth by developing and managing a team across assigned geographies for deeper market penetration and reach.

Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

Disbursement, repayment and delinquency management, achieving collections targets.

Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

Undertake regular field visits for Monitoring and Field Investigation.

Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.

Build strong client relationships both internally and externally and build a strong brand identification with potential customers.

Any other task assigned by the management.

Working conditions

• Should be comfortable in Field Working
• Increment & Promotions based solely on the performance

Flexibility to adapt to a variety of engagement types, working hours and work environments.

Candidate must own his/her two-wheeler along with adequate and valid Driving Licence.