Branch Manager - Retail MFB - Sales - Kadiri - BY Pass Road - J Grades

Tata Capital; Kadiri; Vor Ort; INR 167.000 - 279.000; Vollzeit

Zusammenfassung

Tata Capital is seeking a Sales Officer in microfinance to drive disbursements and growth across assigned territories. Freshers to five years’ experience in microfinance sales are welcome, with a basic understanding of microfinance and JLG operations.

You will develop and manage field teams, build client relationships, and meet daily/weekly collections targets while maintaining portfolio quality in a dynamic market.

Qualifikationen

• Fresher to 5 years of experience as a sales officer in microfinance
• Basic understanding about microfinance business and JLG model working would be preferred
• Strong field sales drive and customer engagement skills

Aufgaben

• Achieve disbursement targets with minimum delinquency
• Identify Joint Liability Groups and disbursed loans for target customers and geographies
• Lead and manage teams across territories for deeper market penetration
• Assess potential client base and product acceptability in new regions for expansion
• Disbursement, repayment and delinquency management with daily/weekly collections targets
• Follow up on disbursed loans, especially those not paying on time
• Conduct regular field visits, Centre Meetings and loan applicant screening
• Maintain portfolio quality by tracking normal dues, non-starters, delinquency and frauds
• Build strong client relationships internally and with customers to boost brand identification
• Hold weekly/daily meetings and visits to centres

Kenntnisse

Relationship management

Business sourcing

Flair for sales

Customer service understanding

Ausbildung

Graduate in any discipline

Jobbeschreibung

Job Description:

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• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Qualification- Graduate in any discipline

Requirements: