Branch Manager - Retail MFB - Sales - Devanurpudur - Kalaingnar Nagar - J Grades

TATA Capital; Tiruppur; On-site; INR 300,000 - 500,000; Full time

Job summary

A microfinance service provider seeks candidates for sales officer roles. Responsibilities include achieving disbursement targets, managing client relationships, and maintaining portfolio quality. Candidates should be graduates with up to 5 years of experience in microfinance sales. A basic understanding of the microfinance business and JLG model is preferred, enabling strong market penetration efforts.

Qualifications

• Fresher to maximum of 5 years experience as a sales officer in microfinance business.
• Basic understanding of the microfinance business and JLG model is preferred.

Responsibilities

• Ensure achievement of disbursement targets with minimum delinquency.
• Conduct regular field visits and meeting with loan applicants.
• Maintain portfolio quality by managing delinquency and frauds.

Skills

Relationship management

Business sourcing

Flair for sales

Understanding customer service attributes

Education

Graduate in any discipline

Job description

Responsibilities

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Qualification

• Graduate in any discipline