Branch Manager - Microfinance Sales

Tata Capital Finance Ltd; NTR; On-site; INR 500,000 - 700,000; Full time

Job summary

Tata Capital Finance Ltd, Tiruvuru branch, seeks a Branch Manager - Retail MFB to drive microfinance disbursements, manage a sales team and ensure portfolio quality in the JLG framework.

You will lead field activities, centre meetings, and customer outreach to expand market reach and strengthen brand in the assigned territory.

Qualifications

• Fresher to 5 years' experience as a sales officer in microfinance business.
• Basic understanding of Microfinance and JLG model working would be preferred.
• Strong relationship and customer service skills.

Responsibilities

• Achieve disbursement targets with minimal delinquency.
• Identify JLG groups and disburse loans to target customers.
• Manage field operations, center meetings, and loan applicant screening.
• Ensure portfolio quality by tracking delinquencies and frauds.
• Build and maintain client relationships and brand identity.
• Conduct regular visits to centers and supervise collections.

Skills

Relationship management

Business sourcing

Sales flair

Customer service

Education

Graduate in any discipline

Job description

Branch Manager - Retail MFB - Sales - Tiruvuru - Jayabavi Centre - J Grades 10222

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline