Branch Manager - Microfinance Sales

Tata Capital Finance Ltd; Guntur District; Sur place; INR 400 000 - 700 000; Plein temps

Résumé du poste

Tata Capital Finance Ltd in Guntur invites applications for a Branch Manager - Retail MFB - Sales, covering Guntur and Narasaraopet. The role focuses on achieving disbursement targets with minimal delinquency, managing JLG-based microfinance portfolios, and leading a sales team across the assigned territories.

You will assess market potential, supervise field visits, and maintain portfolio quality while building strong client relationships and a prominent brand presence in the region.

Qualifications

• Graduate in any discipline (as stated).
• Fresher to 5 years' experience in sales within microfinance is acceptable.
• Basic understanding of microfinance and JLG model preferred.

Responsabilités

• Achieve disbursement targets with minimum delinquency.
• Identify Joint liability Groups & disbursed loans for target customers.
• Develop and manage a sales team across territories for deeper market penetration.
• Disbursement, repayment and delinquency management; achieve daily/weekly collections targets.
• Maintain portfolio quality by tracking dues, non-starters, delinquency, and frauds.
• Build strong client relationships and brand identification with potential customers.
• Ensure weekly/daily meetings and visits to centres.

Connaissances

Relationship management

Business sourcing

Sales flair

Customer service

Microfinance sales

Formation

Graduate in any discipline

Description du poste

Branch Manager - Retail MFB - Sales - Guntur - Narasaraopet - J Grades 10222 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.

Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.

Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.

Build strong client relationships both internally and externally and build a strong brand identification with potential customers.

Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline