Loan Officer - Retail Microfinance Sales

Tata Capital Finance Ltd; Nandyal; On-site; INR 250,000 - 380,000; Full time

Job summary

Tata Capital Finance Ltd in Nandyal seeks a Loan Officer for Retail MFB sales to drive disbursements and expand microfinance outreach through field visits and client engagement.

The role targets graduates with 0–5 years of sales experience in microfinance, emphasizing relationship management, customer service, and strong communication skills for effective field operations.

Qualifications

• Graduate in any discipline.
• Fresher to maximum 5 years of experience as a sales officer in microfinance preferred.
• Basic understanding of Microfinance and JLG model would be an advantage.

Responsibilities

• Achieve disbursement targets with minimum delinquency.
• Conduct regular field visits and center meetings to source loans.
• Maintain portfolio quality by tracking dues and reducing delinquency/fraud.
• Build strong client relationships and enhance brand identification in target areas.
• Ensure weekly/daily meetings and center visits to drive sales.

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate

Job description

Loan Officer - Retail MFB - Sales - Nandyal - Tekke Main Road - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline