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PeopleStrong in Delhi invites applications for Branch Manager - Gold Loans. You will lead daily operations, drive loan disbursements, manage risk, and ensure regulatory compliance at the Mohan Garden branch.
You will oversee client acquisition, portfolio growth, collections, and performance coaching of ABM, Gold Valuer, GLO, and CSE staff, while maintaining service quality and branch hygiene.
Posted On 09 Sep 2026
End Date 08 Mar 2027
Required Experience 6 - 10 years
Basic Section
No. Of Position 1
Grade 11
Level Manager
Organisational
DEPARTMENT-1 Retail - Gold Loan
Country India
Graduate
Key Result Areas
Supporting Actions
Business Growth & Acquisition
- Achieve targets for new CUID creation.
- Drive new customer disbursements as per percentile role benchmarks.
- Ensure net growth and tonnage growth in line with branch plan.
Yield & Profitability Management
- Achieve onboarding yield benchmarks
- Drive optimal ticket size, renewal mix, and repeat customer engagement.
- Ensure cost-efficient branch operations.
Portfolio Quality & Risk Management
- Maintain auction-to-book ratio
- Ensure strict adherence to LTV, documentation quality, and purity testing protocols.
- Resolve spurious and bentex cases within defined timelines
Collections & Delinquency Management
- Deliver resolution for 0–30 DPD bucket.
- Monitor overdue accounts and perform timely follow-up.
- Support recovery actions as per internal guidelines.
Compliance, Audit & Governance
- Achieve audit score as defined, ensure closure of audit findings.
- Maintain zero-tolerance on operational deviations and regulatory breaches.
- Ensure accuracy in process, record keeping, and vault management.
- Ensure high service quality, fast turnaround time, and seamless grievance resolution.
- Maintain branch hygiene, safety, and security standards.
- Lead ABM, Gold Valuer, GLO, and CSE for daily performance.
- Conduct coaching, on-the-job training, and reviews.
- Ensure manpower productivity as per branch benchmarks