Branch Manager-BRANCH BANKING-Branch Head

Kotak Mahindra Bank; Vizianagaram; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

Kotak Mahindra Bank in India seeks a Branch Manager in Retail Liabilities to drive growth, ensure operational excellence, and deliver superior customer service. This role requires a dynamic leader with strong sales acumen and regulatory awareness to manage a high-performing team.

You will oversee profitability, compliance, and customer engagement while promoting cross-selling of financial products, including Mutual Funds and Insurance, and owning the P&L.

Qualifications

• Experience in branch banking or retail Liabilities preferred.
• Strong knowledge of regulatory guidelines and compliance.
• Ability to lead a high-performing sales team.

Responsibilities

• Drive enhancement of the deposit pool from existing and new customers.
• Ensure high standards of customer service delivery across all touchpoints.
• Promote cross-selling of non-deposit products.
• Lead sales initiatives for Mutual Funds and Insurance products.
• Generate fee-based income through strategic product offerings.
• Oversee branch administration and day-to-day operations.
• Ensure full regulatory and internal guideline compliance.
• Foster a motivated branch team environment.
• Own the branch’s Profit & Loss and break-even performance.
• Collaborate with internal stakeholders for product innovation and marketing.

Skills

Leadership

Sales acumen

Regulatory awareness

Team management

Customer service

Cross-selling

Job description

Job Description:

As a Branch Manager in the Retail Liabilities vertical, you will be responsible for driving business growth, ensuring operational excellence, and delivering superior customer service. This role demands a dynamic leader with strong sales acumen, regulatory awareness, and the ability to manage a high-performing team. You will oversee the branch’s profitability, compliance, and customer engagement, while also promoting cross-selling of financial products

Responsibilities

• Drive enhancement of the deposit pool from existing and new customers.
• Ensure high standards of customer service delivery across all touchpoints.
• Promote and achieve cross-selling targets for non-deposit products.
• Lead sales initiatives for Mutual Funds and Insurance products.
• Generate fee-based income through strategic product offerings.
• Oversee branch administration and ensure smooth day-to-day operations.
• Ensure full compliance with regulatory and internal guidelines.
• Foster a productive and motivated branch team environment.
• Take ownership of the branch’s Profit & Loss and break-even performance.
• Collaborate with internal stakeholders for product innovation and marketing initiatives.