Branch Manager-BRANCH BANKING-Branch Head

Kotak Mahindra Bank Ltd; Bhavnagar; On-site; INR 1,500,000 - 2,000,000; Full time

Job summary

Kotak Mahindra Bank Ltd invites applications for a Branch Manager in the Retail Liabilities vertical. You will drive growth, oversee profitability, and ensure regulatory compliance while delivering superior customer service at the Bhavnagar branch.

You will lead a high-performing team, promote cross-selling of deposits, mutual funds, and insurance, and manage day-to-day operations to achieve targets and strengthen customer engagement.

Qualifications

• Leadership experience in branch banking or retail financial services.
• Strong sales acumen and ability to drive cross-selling of deposits and investment products.
• Regulatory awareness and commitment to compliance.
• Proven ability to manage a high-performing team and achieve profitability targets.

Responsibilities

• Drive enhancement of the deposit pool from existing and new customers.
• Ensure high standards of customer service delivery across all touchpoints.
• Promote and achieve cross-selling targets for non-deposit products.
• Lead sales initiatives for Mutual Funds and Insurance products.
• Generate fee-based income through strategic product offerings.
• Oversee branch administration and ensure smooth day-to-day operations.
• Ensure full compliance with regulatory and internal guidelines.
• Foster a productive and motivated branch team environment.
• Take ownership of the branch’s Profit & Loss and break-even performance.
• Collaborate with internal stakeholders for product innovation and marketing initiatives.

Job description

As a Branch Manager in the Retail Liabilities vertical, you will be responsible for driving business growth, ensuring operational excellence, and delivering superior customer service. This role demands a dynamic leader with strong sales acumen, regulatory awareness, and the ability to manage a high-performing team. You will oversee the branch’s profitability, compliance, and customer engagement, while also promoting cross-selling of financial products.

• Drive enhancement of the deposit pool from existing and new customers.
• Ensure high standards of customer service delivery across all touchpoints.
• Promote and achieve cross-selling targets for non-deposit products.
• Lead sales initiatives for Mutual Funds and Insurance products.
• Generate fee-based income through strategic product offerings.
• Oversee branch administration and ensure smooth day-to-day operations.
• Ensure full compliance with regulatory and internal guidelines.
• Foster a productive and motivated branch team environment.
• Take ownership of the branch’s Profit & Loss and break-even performance.
• Collaborate with internal stakeholders for product innovation and marketing initiatives.