Credit Manager Retail-Secured

Aditya Birla Capital Ltd.; Raichur District; On-site; INR 600,000 - 900,000; Full time

Job summary

Aditya Birla Capital Ltd. is seeking a credit professional to support loan underwriting and portfolio monitoring. You will collaborate with sales teams to provide pre-sanction feedback on loan applications and perform rigorous credit analyses to assess borrower risk.

You will monitor portfolio performance, identify early warning signs of default, ensure regulatory and internal compliance, and prepare credit proposals and sanction letters for loan processing.

Responsibilities

• Collaborate with sales teams to provide pre-sanction feedback on loan applications.
• Monitor portfolio performance, identify early warning signs of default (EWS), and take corrective action as needed.
• Ensure compliance with regulatory requirements and internal policies for credit underwriting.
• Prepare credit proposals, sanction letters, and other documents related to loan processing.
• Conduct credit analysis, appraisal, and evaluation to assess borrower's creditworthiness.

Job description

Roles and Responsibilities

• Collaborate with sales teams to provide pre-sanction feedback on loan applications.
• Monitor portfolio performance, identify early warning signs of default (EWS), and take corrective action as needed.
• Ensure compliance with regulatory requirements and internal policies for credit underwriting.
• Prepare credit proposals, sanction letters, and other documents related to loan processing.
• Conduct credit analysis, appraisal, and evaluation to assess borrower's creditworthiness.