Regional Head Credit

IHFL; Agra District; On-site; INR 500,000 - 700,000; Full time

Job summary

IHFL is seeking a credit risk professional in Agra region to manage risk across mortgages, LAP, home and personal loans, and related products. You will analyze financial statements to assess borrower creditworthiness and maintain relationships with customers, colleagues and partners.

You will identify potential risks and propose mitigation strategies through collaboration with internal teams, ensuring compliance with regulatory requirements and industry standards.

Responsibilities

• Manage credit risk across a range of products (mortgages, LAP, home loans, business loans, personal loans, group loans, gold loan & insurance).
• Conduct thorough analysis of financial statements to assess creditworthiness of borrowers.
• Develop and maintain relationships with customers, colleagues, and partners.
• Identify potential risks and develop mitigation strategies through effective communication with internal teams.
• Ensure compliance with regulatory requirements and industry standards.

Job description

Roles and Responsibilities

• Manage credit risk across multiple products, including mortgages, LAP, home loans, business loans, personal loans, group loans, gold loan & insurance.
  
• Conduct thorough analysis of financial statements to assess creditworthiness of borrowers.
  
• Develop and maintain relationships with key stakeholders such as customers, colleagues, and partners.
  
• Identify potential risks and develop strategies to mitigate them through effective communication with internal teams.
  
• Ensure compliance with regulatory requirements and industry standards.