Branch Credit Manager

Equitas Small Finance Bank Ltd.; Jaipur, Alwar, Kota; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

Equitas Small Finance Bank in Rajasthan is seeking an experienced Branch Credit Manager for the North zone. The role manages credit approvals, risk assessments, and liaison with sales teams to achieve targets at the Alwar branch.

The candidate should have 8-10 years of relevant experience, strong credit policy knowledge, and leadership capabilities to train and guide branch staff.

Qualifications

• 8 - 10 years of relevant experience in credit/r.bank roles.
• Experience in branch credit management and policy adherence.
• Strong collaboration with sales and risk teams.

Responsibilities

• Diligently appraise loan applications per credit policy and threshold levels.
• Support sales teams to achieve objectives through collaboration.
• Ensure loan files are complete before disbursement and train staff on FTR.
• Ensure audit compliance across branches and maintain process orientation.
• Ensure timely completion of PDD for loans disbursed.
• Team management and development with ongoing training.

Skills

Strategic Orientation

Leadership

Sustainability

Innovation

Customer Focus

Job description

• Emerging Enterprise Banking>North>Rajasthan>Rajasthan>Jaipur>Jaipur>Rajasthan>16036>Alwar

Posted On 08 Oct 2026

End Date 07 Nov 2026

Required Experience 8 - 10 years

Basic Section

No. Of Openings 1

External Title Branch Credit Manager

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Branch Credit Manager

External Title (Job Role) Branch Credit Manager

Zone North

State Rajasthan

Region Rajasthan

Area Jaipur

PT Location Rajasthan

Branch Code 16036

Branch Name Alwar

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

1 To diligently appraise loan applications in line with credit policy of the organization - NCV, UCV & Used Car 'ED as per treshold levels 35% ED as per Treshold Levels
Annexure 1

2 Support the sales team in achieving their objectives (Colloboration) 20% Target Vs. Achievement Annexure 2

3 Ensure that file is complete in all aspects before the loan is disbursed as per FTR by training the team 15% FTR% Annexure 3

4 Ensure Audit Compliance across branches (Process Orientation) 10% Audit Compliance Annexure 4

5 Ensure Completion of PDD on time for the loans disbursed 10% PPD Completion Annexure 5

6 Team Management 5% Attritiion % Annexure 6

7 Team Development 5% Training to Team Annexure 7

Annexure - 1

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

ED as per Treshold Levels - NCV <=1.5% 1.5-2% 2-2.5% 2.5-3% >3%

ED as per Treshold Levels - UCV <=2 2-2.5% 2.5-3% 3-4% >4%

Annexure - 2

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Support the sales team in achieving their objectives (Colloboration) 100% <95% to 99% <90% to 94% <85% to 89% <80% to 84%

Annexure - 3

Scoring Method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Ensure that file is complete in all aspects before the loan is disbursed as per FTR by training the team >95% 91-95% 86-90% 80-85% <80%

Annexure-4

Market Intellegence 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Ensure Audit Compliance across branches (Process Orientation) >95% 91-95% 86-90% 80-85% <80%

Annexure-5

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Ensure Completion of PDD on time for the loans disbursed >95% 91-95% 86-90% 80-85% <80%

Team Management

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Attrition % <10% Annualized Attrition 11% - 15% Annualized Attrition 16% - 25% Annualized Attrition 26% -35% Annualized Attrition >35% Annualized Attrition

Team Development

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1