Branch Relationship Executive - Used Car

Equitas Small Finance Bank Ltd.; Kaithal; On-site; INR 350,000 - 550,000; Full time

Job summary

Equitas Small Finance Bank in Kaithal seeks a Branch Relationship Executive - Used Car to manage UC disbursements and drive branch profitability. Based in Kaithal, you will monitor portfolio quality, coordinate with sales teams and ED case resolutions, and implement training plans for staff to meet productivity norms.

The role demands 4–5 years of experience, a permanent employment type, and a performance-driven approach within the North zone.

Qualifications

• Deliver UC disbursement as per productivity norms.
• Maintain branch profitability with WIRR and PF targets.
• PDD collection plan targeting 60+ DPd within defined thresholds.
• Manage and monitor portfolio quality; follow up ED cases for timely resolution.
• Training mandays: average per team member.
• Process orientation and audit scores.
• Team management focusing on attrition and incentive Earners.

Responsibilities

• Deliver UC disbursement as per productivity norms by managing SO productivity 40%.
• Maintain branch profitability with WIRR to 17% and PF to 1.1%.
• PDD collection plan targeting 60+ DPd; ensure 5% deviation tolerance.
• Monitor portfolio quality; follow up on ED cases for timely resolution.
• Training mandays target; ensure average mandays per team member.
• Process orientation; achieve audit scores as per annexure.
• Team management; monitor attrition and incentive eligibility.

Skills

Strategic business orientation

Leadership

Sustainability

Innovation-led transformation

Customer focus

Job description

Branch Relationship Executive - Used Car...

EQU/BRE-UC/1875990

• Equitas Small Finance Bank
• Emerging Enterprise Banking>North>Haryana>Haryana>Haryana>Haryana>Haryana>11011>Kaithal

Posted On 30 Sep 2026

End Date 30 Oct 2026

Required Experience 4 - 5 years

Basic Section

No. Of Openings 1

External Title Branch Relationship Executive - Used Car

Employment Type Permanent

Employment Category Field

Closing Date 30 Oct 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department Used Car

Generic Role Sales Officer

External Title (Job Role) Branch Relationship Executive - Used Car

Zone North

Branch Code 11011

Branch Name Kaithal

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

1 Deliver UC disbursemet as per productivity norms by managing SO productivity 40% Branch Sales Manager Productivity as defined As per annexure 1

2 Maintain branch profitability
WIRR to be 17% and PF to be 1.1% 20% WIRR to be 17% & PF to be 1.1% As per annexure 2

3 PDD Collection Plan 10% Branch 60+DPD PDD should be with in 5% As per annexure 3

4 Manage and monitor the portfolio quality and follow up with ED cases for timely resolution 10% % of ED (12 months) As per annexure 4

5 Training Mandays 5% Average Mandays of Training per Team Member As per annexure 5

6 Process Orientation 5% Audit Score As per annexure 6

7 Team Management 10% % of Attrition & % of eligible employees earning incentive As per annexure 7

Annexure - 1

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Actual Disbursement Vs Objectives >110% 101 - 110% 91 - 100% 80 - 90% <80%

Annexure - 2

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 3

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% of ED (12 months) <=1.0% 1.1 - 2.0% 2.1 - 3.0% 3.1 - 4.0 % > 4.0%

Annexure - 4

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 5

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure-6

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1

Annexure-7

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Audit Score >95% 91 - 95% 81-90% 71-80% <71

Annexure-8

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Attrition % <10% Annualized Attrition 11% - 15% Annualized Attrition 16% - 25% Annualized Attrition 26% -35% Annualized Attrition >35% Annualized Attrition

% of eligible employees earning incentive >75% of employees earned incentive >50%-75% of employees earned incentive 35%-49% of employees earned incentive 20-34% of employees earned incentive <20% of employees earned incentive