Banking Operations

NTT DATA, Inc.; Chennai; On-site; INR 450,000 - 700,000; Full time

Job summary

NTT DATA, Inc. in Chennai, India, is seeking a Financial Data Analyst to analyze and spread financial statements, input data into a spreading tool, and review statements for accuracy. You will support credit analysts and underwriters, maintain SLAs, and ensure compliance with internal controls and regulatory requirements.

Strong Excel skills and knowledge of GAAP/IFRS are essential. The role requires 2–4 years in banking BPO, a commerce/finance degree, English communication, and the ability to

Qualifications

• Understanding of GAAP, IFRS, or regional standards.
• Proficiency in financial analysis and ratio analysis.
• Experience inputting data into spreading tools and validating outputs.

Responsibilities

• Analyze and spread financial statements (Balance Sheets, Income Statements, Cash Flows).
• Input financial data into spreading tool and ensure accuracy.
• Review audited/compiled statements for completeness and accuracy.

Skills

Financial analysis

Excel proficiency

Credit fundamentals

Attention to detail

English communication

Education

Bachelor's degree in commerce/Accounting/Finance

Tools

Moody's Credit Lens

nCino

Job description

Job Details:

• Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
• Extract and input financial data into bank-approved spreading tool.
• Review audited and compiled financial statements for completeness and accuracy.
• Calculate and validate key financial metrics, ratios.
• Identify discrepancies, missing information, and unusual financial trends for escalation.
• Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
• Maintain service level agreements (SLAs) and productivity targets.
• Ensure compliance with internal controls, regulatory requirements, and risk management standards.
• Knowledge of GAAP, IFRS, or regional accounting standards.
• Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.
• Participating in the training programs based on business needs
• Attending team meetings or customer calls.

Job Requirements & eligibility Criteria:

• 2-4 Years of experience in Banking BPO is preferred.
• Bachelors degree in commerce, Accounting, Finance, or a related field.
• Understanding of financial statements and accounting principles.
• Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.
• Strong attention to detail and analytical skills.
• Proficiency in Microsoft Excel and financial analysis tools.
• Good written and verbal communication skills.
• Ability to work under deadlines and manage multiple priorities.
• Ability to work scheduled shifts.
• Ability to communicate (oral/written) effectively in English to exchange information with our client when required.

Main focus:-

• Basic accounts knowledge, credit functions, excel knowledge, financial documents liger,
• Lending process Loan process corporate, Individual, UK related market,
• nCino Application will be added advantage