Banking Operation-F&A and Lending Process-NTT DATA

NTT DATA, Inc.; Chennai; On-site; INR 500,000 - 750,000; Full time

Job summary

NTT DATA, Inc. is hiring for a Financial Statement Analyst in Chennai to spread and analyze financial statements such as Balance Sheets, Income Statements, and Cash Flows. The role involves inputting data into bank-approved spreading tools, reviewing statements for accuracy, and calculating key metrics.

The candidate will support Credit Analysts and Underwriters, maintain SLAs, and ensure regulatory compliance while using GAAP/IFRS knowledge. English communication is essential.

Qualifications

• 2–4 years of Banking BPO experience.
• Bachelor's degree in commerce, accounting, or finance.
• Strong understanding of financial statements and accounting principles.
• Proficiency in Excel and financial analysis tools.
• Excellent written and verbal English communication.
• Ability to meet deadlines and manage multiple priorities.
• Willingness to work scheduled shifts.

Responsibilities

• Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
• Extract and input financial data into bank-approved spreading tool.
• Review audited and compiled financial statements for completeness and accuracy.
• Calculate and validate key financial metrics and ratios.
• Identify discrepancies, missing information, and unusual trends for escalation.
• Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
• Maintain SLAs and productivity targets.
• Ensure compliance with internal controls and regulatory requirements.
• Knowledge of GAAP, IFRS, or regional accounting standards.
• Familiarity with spreading tools such as Moody's Credit Lens or nCino.
• Participate in training programs and attend team/customer calls.

Skills

Financial analysis

Ratio analysis

Cash flow analysis

Credit fundamentals

Attention to detail

Analytical skills

English communication

Time management

Deadline driven

Scheduling adherence

Education

Bachelor's degree in commerce/Accounting/Finance

Tools

Microsoft Excel

Moody's Credit Lens

nCino

Financial analysis tools

Job description

Greetings form NTT DATA.

Job Details:

Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.

• Extract and input financial data into bank-approved spreading tool.


• Review audited and compiled financial statements for completeness and accuracy.


• Calculate and validate key financial metrics, ratios.


• Identify discrepancies, missing information, and unusual financial trends for escalation.


• Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.


• Maintain service level agreements (SLAs) and productivity targets.


• Ensure compliance with internal controls, regulatory requirements, and risk management standards.


• Knowledge of GAAP, IFRS, or regional accounting standards.


• Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.


• Participating in the training programs based on business needs


• Attending team meetings or customer calls.

Job Requirements & eligibility Criteria:

• 2-4 Years of experience in Banking BPO is preferred.


• Bachelors degree in commerce, Accounting, Finance, or a related field.


• Understanding of financial statements and accounting principles.


• Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.


• Strong attention to detail and analytical skills.


• Proficiency in Microsoft Excel and financial analysis tools.


• Good written and verbal communication skills.


• Ability to work under deadlines and manage multiple priorities.


• Ability to work scheduled shifts.


• Ability to communicate (oral/written) effectively in English to exchange information with our client when required

"• Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
• Extract and input financial data into bank-approved spreading tool.
• Review audited and compiled financial statements for completeness and accuracy.• Calculate and validate key financial metrics, ratios.
• Identify discrepancies, missing information, and unusual financial trends for escalation.
• Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
• Maintain service level agreements (SLAs) and productivity targets.
• Ensure compliance with internal controls, regulatory requirements, and risk management standards.
• Knowledge of GAAP, IFRS, or regional accounting standards.
• Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.
• Participating in the training programs based on business needs
Attending team meetings or customer calls."