Associate Docs To Stips Specialist

Cloudxtreme; Hyderabad; On-site; INR 400,000 - 700,000; Full time

Job summary

Cloudxtreme in Hyderabad is seeking an Associate Docs to Stips Specialist to accurately map borrower documents to underwriting stips within the LOS. This role requires attention to detail, familiarity with mortgage documentation, and the ability to work efficiently in a fast-paced, paperless environment.

You will review documents for completeness, ensure alignment with investor guidelines, update LOS screens, and support underwriters by clarifying requirements and resolving discrepancies.

Qualifications

• 23 years of experience in mortgage processing or document review preferred.
• Familiarity with mortgage documentation and underwriting conditions.
• Ability to follow complex task processes and complete notation and documentation.
• Strong attention to detail and organizational skills.
• Excellent written and verbal communication skills.
• Ability to work independently and meet deadlines in a high-volume environment.
• Proficiency in Microsoft Office and loan origination systems.
• Commitment to confidentiality and data integrity.

Responsibilities

• Review and analyze borrower-provided documents for completeness and relevance.
• Accurately associate documents to underwriting conditions (stips) in the system.
• Ensure all documentation meets investor and company guidelines.
• Update LOS screen and review risk messages; clear data validators as reviews are completed; run decision_engine with LOS updates if applicable.
• Review credit reports for names and other information.
• Communicate with internal teams to clarify documentation requirements.
• Maintain productivity and quality standards defined by management.
• Identify and elevate discrepancies or missing documentation.
• Utilize checklists and system tools to verify documentation accuracy.
• Support underwriters and processors by ensuring timely and accurate document association.
• Maintain up-to-date knowledge of document types and underwriting requirements.
• Adhere to company policies, procedures, and compliance standards.

Skills

Attention to detail

Organizational skills

Written communication

Verbal communication

Independent worker

Tools

Microsoft Office

Loan origination systems

Job description

Position Overview:

The Associate Docs to Stips Specialist is responsible for accurately associating borrower-provided documentation to the appropriate underwriting conditions (stips) within the loan origination system. This role requires attention to detail, familiarity with mortgage documentation, and the ability to work efficiently in a fast-paced, paperless environment. The ideal candidate will demonstrate strong organizational skills, effective communication, and a commitment to quality and compliance

Essential Job Functions:

• - Review and analyze borrower-provided documents for completeness and relevance.
• - Accurately associate documents to the correct underwriting conditions (stips) in the system.
• - Ensure all documentation meets investor and company guidelines.
• - Update LOS screen, review risk messages for action, Clear data validators as risk message reviews are completed, Run decision engine along with fee/pricing engine if applicable with LOS updates
• - Review credit report for names and other infirmation
• - Communicate with internal teams to clarify documentation requirements.
• - Maintain productivity and quality standards as defined by management.
• - Identify and elevate discrepancies or missing documentation.
• - Utilize checklists and system tools to verify documentation accuracy.
• - Support underwriters and processors by ensuring timely and accurate document association.
• - Maintain up-to-date knowledge of document types and underwriting requirements.
• - Adhere to company policies, procedures, and compliance standards.

Requirements:

• - 23 years of experience in mortgage processing or document review preferred.
• - Familiarity with mortgage documentation and underwriting conditions.
• - Ability to follow complex task process and complete notation and documentation
• - Strong attention to detail and organizational skills.
• - Excellent written and verbal communication skills.
• - Ability to work independently and meet deadlines in a high-volume environment.
• - Proficiency in Microsoft Office and loan origination systems.
• - Commitment to maintaining confidentiality and data integrity.