Associate Docs To Stips Specialist - US Mortgage

Cloudxtreme; Bengaluru; On-site; INR 350,000 - 550,000; Full time

Job summary

Cloudxtreme in Bengaluru seeks an experienced Mortgage Processor to review borrower documents and accurately map them to underwriting conditions. You will ensure compliance with investor guidelines and support underwriters by timely document association.

The role requires strong attention to detail, excellent communication, and the ability to work independently in a high-volume environment, with proficiency in MS Office and LOS systems.

Qualifications

• 7+ years of mortgage processing or document review experience preferred.
• Strong attention to detail and organizational skills.
• Excellent written and verbal communication skills.
• Ability to work independently and meet deadlines in a high-volume environment.

Responsibilities

• Review and analyze borrower documents for completeness and relevance.
• Link documents to underwriting conditions in the system.
• Ensure documentation meets investor and company guidelines.
• Support underwriters and processors with timely document association.
• Use checklists and system tools to verify accuracy of documentation.
• Maintain up-to-date knowledge of document types and underwriting requirements.

Skills

Mortgage processing

Document review

Attention to detail

MS Office

Loan origination systems

Communication skills

Education

Experience: 23 years in mortgage processing

Tools

LOS systems

Microsoft Office

Job description

Essential Job Functions:

• - Review and analyze borrower-provided documents for completeness and relevance.
• - Accurately associate documents to the correct underwriting conditions (stips) in the system.
• - Ensure all documentation meets investor and company guidelines.
• - Update LOS screen, review risk messages for action, Clear data validators as risk message reviews are completed, Run decision engine along with fee/pricing engine if applicable with LOS updates
• - Review credit report for names and other infirmation
• - Communicate with internal teams to clarify documentation requirements.
• - Maintain productivity and quality standards as defined by management.
• - Identify and elevate discrepancies or missing documentation.
• - Utilize checklists and system tools to verify documentation accuracy.
• - Support underwriters and processors by ensuring timely and accurate document association.
• - Maintain up-to-date knowledge of document types and underwriting requirements.
• - Adhere to company policies, procedures, and compliance standards.

Requirements:

• - 23 years of experience in mortgage processing or document review preferred.
• - Familiarity with mortgage documentation and underwriting conditions.
• - Ability to follow complex task process and complete notation and documentation
• - Strong attention to detail and organizational skills.
• - Excellent written and verbal communication skills.
• - Ability to work independently and meet deadlines in a high-volume environment.
• - Proficiency in Microsoft Office and loan origination systems.
• - Commitment to maintaining confidentiality and data integrity.
• - Availability to work U.S. business hours.