Assistant Officer, Specialist, Account Services, Consumer Banking Ops, Technology & Operations

DBS Bank; India; On-site; INR 420,000 - 540,000; Full time

Job summary

DBS Bank Ltd. seeks a Graduate Technology Associate to support account opening operations, enabling compliant, smooth customer onboarding. You will interact with branches, verify documents, and enter data into core banking systems while upholding KYC/AML guidelines.

You will work in a fast-paced environment, collaborating across teams to resolve issues and maintain service quality. Fresh engineers eager to learn and contribute are encouraged to apply.

Qualifications

• Fresh engineering graduates with passion for technology and learning.
• Interest in system design, implementation and support for banking processes.
• Ability to operate in a dynamic, customer-focused environment.

Responsibilities

• Interact with branches to guide account opening and resolve inquiries.
• Verify documents (KYC, Form 97/60) and ensure regulatory compliance.
• Enter data into core banking systems and process related transactions.
• Coordinate with internal teams to obtain required information for opening accounts.
• Maintain high service standards and support daily operational targets.

Skills

Attention to Detail

Communication

Customer Service

Problem-Solving

Teamwork

Adaptability

Integrity

Time Management

Job description

Business Function

DBS Group Technology and Operations (T&O) is at the forefront of enabling and empowering the bank with an efficient, nimble, and resilient infrastructure. We are committed to delighting our business partners through innovative technology solutions and fostering a culture of productivity, quality, and continuous innovation.

We are seeking highly motivated and talented Graduate Technology Associates to join our country tech teams. This role is designed for fresh engineering graduates who are passionate about technology, eager to learn, and ready to contribute to shaping the future of banking through system design, implementation, and ongoing support. You will be part of a dynamic environment that encourages innovation, problem-solving, and continuous development, working on critical projects that impact our customers and the broader financial ecosystem.

Key Requirements

Job Summary:

The Officer, Account Opening, plays a crucial role in ensuring a seamless and compliant account opening process for customers. This position involves direct interaction with Branches, meticulous document verification, data entry into core banking systems/ Workflow and adherence to all regulatory and internal guidelines. The ideal candidate will possess strong attention to detail, excellent communication skills, and a commitment to delivering exceptional customer service.

Key Responsibilities:

• Customer Interaction:

  • Assist branches with account opening inquiries, providing clear and concise information about various account types and their features.
  • Guide branches with account opening process, ensuring all required fields are accurately completed.
  • Address Branch/customer concerns and queries related to account opening in a professional and timely manner.

• Document Verification and Processing:

  • Verify the authenticity and completeness of all customer-submitted documents (e.g., KYC documents, application forms like Form 97/Form 60, etc.) in accordance with bank policies and regulatory requirements.
  • Ensure all necessary identification and address proofs are collected and validated.

• Data Entry and System Management:

  • Accurately input customer information and account details into the core banking system (e.g., Finacle).
  • Process various account opening related transactions and updates.
  • Ensure correct mapping of information, even when dealing with substitute forms like Form 97 in lieu of Form 60, including specific handling for income fields.

• Compliance and Risk Management:

  • Adhere strictly to all Know Your Customer (KYC), Anti-Money Laundering (AML), and other regulatory guidelines.
  • Identify and report any suspicious activities or discrepancies in customer information or documentation.
  • Ensure all account opening procedures are compliant with internal bank policies and external regulations.

• Coordination and Support:

  • Liaise with branches and other internal departments to resolve any issues or obtain additional information required for account opening.
  • Support the team in achieving daily operational targets and maintaining high service standards.
  • Assist with other administrative tasks as required.

Skills:

• Attention to Detail: Meticulous in reviewing documents and entering data to ensure accuracy and compliance.
• Communication: Excellent verbal and written communication skills to interact effectively with customers and colleagues.
• Customer Service: Strong customer-centric approach with the ability to handle customer inquiries and resolve issues efficiently.
• Problem-Solving: Ability to identify and resolve issues related to account opening processes and documentation.
• Teamwork: Ability to collaborate effectively with team members and other departments.
• Adaptability: Willingness to adapt to changing procedures and learn new processes (e.g., handling Form 97 in lieu of Form 60 and associated system GAPs).
• Integrity: High level of integrity and ethical conduct in handling sensitive customer information.
• Time Management: Ability to manage workload effectively and prioritize tasks to meet deadlines.

Location:

Technology Centre

Job:

Operations

Schedule:

Regular

Employee Status:

Full time