Assistant Manager - SCF

Wibmo Inc.; Gurugram District; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Wibmo Inc. is hiring an Assistant Manager – Purchase Financing to run supply chain financing programs with anchor partners in Gurugram. You will manage day-to-day operations, onboarding, invoicing, and escalation handling while working with cross-functional teams.

The role focuses on funnel management, MIS, and process optimization to ensure smooth program execution and strong partner relationships. 3–5 years in BFSI/Fintech is preferred, with MBA/CA/PGDM qualifications.

Qualifications

• 3-5 years in BFSI/Fintech/NBFC
• Experience in Purchase Financing/SCF/B2B BNPL preferred
• Strong MIS/reporting skills (Excel a must)
• Stakeholder management with internal and external partners
• Funnel analysis to identify drop-offs and improve activation

Responsibilities

• Serve as day-to-day contact for anchor accounts and coordinate documentation/compliance items.
• Liaise with internal teams (credit, risk, legal, compliance, tech/product, finance) to keep workflows moving.
• Monitor end-to-end buyer funnel, identify bottlenecks and drive targeted interventions to improve conversion.
• Oversee live anchor programs: onboarding, limit activation, disbursement monitoring, and repayment follow-ups.
• Build and maintain MIS dashboards and periodic reviews for leadership and partners.
• Ensure activities comply with credit policy, regulatory requirements, and audits.

Skills

MIS reporting

Excel

Stakeholder management

Funnel analysis

Education

MBA/CA/PGDM

Tools

LOS/LMS platforms

CRM

Reporting tools

Job description

Job Description: Assistant Manager – Purchase Financing / B2B BNPL

Function: Business / Product – Embedded Finance & Anchor Partnerships

Location: Gurugram

Reporting to: Senior Manager / Director of SMB Lending

Experience Required: 3-5 years overall, with 2+ years specifically in Purchase Financing / Supply Chain Financing (SCF) / B2B BNPL

Education: MBA / CA / PGDM from a reputed institute

About the Role

We are looking for a hands-on operator to run our Supply Chain Financing / Purchase Financing programs. This role sits one level below the program owner and is responsible for keeping existing anchor partnerships running smoothly day-to-day — Funnel management, MIS reporting, Managing invoicing and escalations, and importantly internal and external partner stakeholder management. This is a strong fit for someone who wants to build deep operational and product fluency in embedded lending before moving into a program-ownership role.

Key Responsibilities

1. Strategic Key Account Management - Serve as the day-to-day operational point of contact for assigned anchor accounts — handling queries, coordination, and issue resolution. - Track and close pending documentation/compliance items with both anchor partners and buyers - Part of the core strategic partnerships team with deep involvement in new initiatives, programs and partner launches.
2. Stakeholder Liaison - Liaise with internal stakeholders — credit, risk, legal, compliance, tech/product, and finance — to keep operational workflows moving. - Manage junior-to-mid level relationships with anchor partner teams for smooth program functioning. - Escalate strategic or commercial issues to the reporting manager while owning resolution of operational/process issues independently.
3. Funnel Monitoring & Optimization - Track the end-to-end buyer funnel for each anchor program — lead/eligible base, sourcing, application, KYC completion, credit approval, limit activation, and disbursement. - Identify drop-off points and bottlenecks at each funnel stage and diagnose root causes (documentation gaps, TAT delays, credit rejections, buyer inertia, etc.). - Work with anchor partners and internal teams to run targeted interventions to improve conversion at weak stages (e.g., nudges, campaign support, process simplification). - Monitor limit utilization and activation rates among onboarded buyers, and drive activity to convert dormant/under-utilized accounts.
4. BAU & Operational Management - Own day-to-day operational running of live anchor programs — buyer onboarding tracking, limit activation, disbursement monitoring, and repayment follow-ups. - Coordinate with ops, tech, and credit teams to resolve operational bottlenecks (TAT breaches, onboarding drop-offs, system issues). - Ensure adherence to defined SOPs and turnaround times across the buyer lifecycle.
5. MIS & Reporting - Build and maintain regular MIS — disbursement trends, active buyer counts, utilization rates, DPD/delinquency buckets, anchor-wise performance. - Prepare periodic (weekly/monthly) dashboards and review decks for internal leadership and anchor partner reviews.
6. Process & Compliance - Ensure all activities are compliant with internal credit policy, regulatory requirements, and audit standards. - Support internal/external audits with documentation and data as required. - Identify and suggest process improvements to reduce TAT and manual effort (automation opportunities, checklist standardization, etc.).

Required Skills & Experience

• Total Experience: 3-5 years in BFSI / Fintech / NBFC
• Domain Experience: Prior exposure to Purchase Financing, Supply Chain Financing, Dealer Financing, or B2B BNPL preferred
• Core Skills: Strong MIS/reporting skills (Excel is a must).
• Stakeholder Management: Proven ability to manage internal teams and external partner counterparts at junior-to-mid level
• Funnel Analysis: Ability to track and analyse conversion funnels, identify drop-offs, and drive activation/utilization improvements
• Tools: Familiarity with LOS/LMS platforms, CRM, and reporting tools