Assistant Manager - Finance(Real Estate)

Raveshia Realtors; Mumbai; On-site; INR 1,200,000 - 1,700,000; Full time

Job summary

Raveshia Realtors is seeking an experienced finance professional to lead project finance, fundraising, and lender management. You will coordinate with banks, NBFCs, AIFs, and other financiers, prepare financial models and proposals, and track drawdowns and compliance across multiple projects.

The role includes managing project cash flows, funding strategies, and MIS reporting, while ensuring documentation and lender covenants are met. Real estate financing cycles will be central to the work.

Qualifications

• Post Graduate Degree in Finance (MBA Finance / PGDM Finance / Master's in Finance or equivalent).
• 6 to 8 years of experience in Project Finance, Corporate Finance, Structured Finance, Real Estate Finance, or Lending.
• Experience handling relationships with lenders and financial institutions is essential.
• Prior experience in the Real Estate sector will be preferred.

Responsibilities

• Assist in evaluating project funding requirements and financing options.
• Coordinate with Banks, NBFCs, Housing Finance Companies (HFCs), AIFs, and other financial institutions for project funding.
• Support preparation of project financial models, funding proposals, lender presentations, and information memorandums.
• Track sanction, drawdown, and utilization of project finance facilities.
• Act as a key point of contact for lenders and financial institutions.
• Ensure timely submission of project MIS, drawdown requests, utilization statements, and periodic compliance reports.
• Coordinate lender due diligence processes, valuation exercises, audits, and site visits.
• Monitor financing covenants and facilitate timely closure of lender requirements.
• Prepare and monitor project-wise cash flow forecasts.
• Evaluate funding gaps and recommend appropriate financing strategies.
• Monitor collections, project expenditures, debt servicing obligations, and liquidity requirements.
• Support budgeting, forecasting, and long-term project funding plans.
• Perform project feasibility analysis and profitability assessments.
• Prepare periodic reports for management on project performance, funding status, cash flows, and lender exposure.
• Assist in investment evaluations, refinancing opportunities, and capital structuring initiatives.
• Develop dashboards and MIS reports for management review.
• Maintain project finance documentation, sanction letters, loan agreements, security creation records, and lender correspondence.
• Coordinate with legal, secretarial, and external advisors for financing-related documentation.
• Ensure compliance with lender conditions and financing requirements.
• Work closely with Projects, Sales, CRM, Legal, Liaisoning, and Accounts teams for project-related financial information.
• Support management during funding discussions, investor interactions, and strategic finance initiatives.
• Facilitate smooth communication between internal stakeholders and external financing partners.

Skills

Project finance structures

Debt instruments

Financial modelling

Project cash flows

Lender appraisal processes

MS Excel

MIS reporting

Presentation skills

Real estate project financing cycles

Education

Post Graduate Degree in Finance (MBA Finance / PGDM Finance / Master's in Finance or equivalent)

Tools

MS Excel

Job description

Role & responsibilities

Project Finance & Fund Raising

• Assist in evaluating project funding requirements and financing options.
• Coordinate with Banks, NBFCs, Housing Finance Companies (HFCs), AIFs, and other financial institutions for project funding.
• Support preparation of project financial models, funding proposals, lender presentations, and information memorandums.
• Track sanction, drawdown, and utilization of project finance facilities.

Lender Management

• Act as a key point of contact for lenders and financial institutions.
• Ensure timely submission of project MIS, drawdown requests, utilization statements, and periodic compliance reports.
• Coordinate lender due diligence processes, valuation exercises, audits, and site visits.
• Monitor financing covenants and facilitate timely closure of lender requirements.

Project Cash Flow & Financial Planning

• Prepare and monitor project-wise cash flow forecasts.
• Evaluate funding gaps and recommend appropriate financing strategies.
• Monitor collections, project expenditures, debt servicing obligations, and liquidity requirements.
• Support budgeting, forecasting, and long-term project funding plans.

Financial Analysis & Reporting

• Perform project feasibility analysis and profitability assessments.
• Prepare periodic reports for management on project performance, funding status, cash flows, and lender exposure.
• Assist in investment evaluations, refinancing opportunities, and capital structuring initiatives.
• Develop dashboards and MIS reports for management review.

Documentation & Compliance

• Maintain project finance documentation, sanction letters, loan agreements, security creation records, and lender correspondence.
• Coordinate with legal, secretarial, and external advisors for financing-related documentation.
• Ensure compliance with lender conditions and financing requirements.

Cross-Functional Coordination

• Work closely with Projects, Sales, CRM, Legal, Liaisoning, and Accounts teams for project-related financial information.
• Support management during funding discussions, investor interactions, and strategic finance initiatives.
• Facilitate smooth communication between internal stakeholders and external financing partners.

Preferred candidate profile

Educational Qualification

Mandatory

• Post Graduate Degree in Finance (MBA Finance / PGDM Finance / Master's in Finance or equivalent).

Experience

• 6 to 8 years of relevant experience in Project Finance, Corporate Finance, Structured Finance, Real Estate Finance, or Lending.
• Prior experience in the Real Estate sector will be preferred.
• Experience in handling relationships with lenders and financial institutions is essential.

Technical Competencies

• Strong understanding of project finance structures and debt instruments.
• Ability to prepare and analyze financial models and project cash flows.
• Knowledge of lender appraisal processes and project funding mechanisms.
• Advanced proficiency in MS Excel and financial analysis.
• Strong MIS reporting and presentation skills.
• Familiarity with real estate project economics and financing cycles.