Assistant Branch Manager - Gold Loan

Poonawalla Fincorp; Zira; On-site; INR 600,000 - 800,000; Full time

Job summary

Poonawalla Fincorp, Punjab-based, seeks an experienced sales/marketing professional to boost field marketing activities and grow the gold loan portfolio through branch initiatives. You will engage customers, monitor marketing activities, and ensure compliance with company policy and audit standards.

The role includes KYC verification, loan disbursal approvals, custody of pledged ornaments, and coaching and training of branch staff to sustain high performance and business growth.

Qualifications

• 5+ years of Product / Sales experience in Gold loan or other Asset products.

Responsibilities

• Drive field marketing activities to improve branch visibility.
• Plan and monitor branch field level marketing to ensure healthy pipeline of leads and branch growth.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Authorize transactions for disbursal, foreclosure, release and customer payments.
• Maintain NPAs through strong follow ups from customers for interest collections.
• Hire, coach, mentor and train employees with timely feedback on performance.
• Maintain quality performance of the business and prepare reports for growth of branch.
• Increase gold loan business plus various other third-party products.

Skills

Gold loan sales

Branch marketing

Job description

Job Description

• Drive participate in field marketing activities with the team to improve branch visibility.
• Plan, conduct monitor the branch field level marketing activities to ensure healthy pipeline of leads resulting in business conversion branch growth.
• Focus on customer engagement appraisal of gold ornaments being pledged with correct weight purity assessment as per company policy and auditory compliance.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Authorize transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance.
• Maintaining quality performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch.
• Increase gold loan business plus various other third-party products.
• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.

Qualification, Experience Skills

• 5+ years of Product / Sales experience in Gold loan or other Asset products

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.